Our health insurance plans for small to medium businesses
Our award-winning small business plans give your employees access to the latest treatments and highest standards of care. They include private GP video consultations within 48-hours; a 24/7 GP helpline; a choice of consultants and personalised support for a range of physical and psychological conditions.
All plans start with Core Cover, which has a variety of benefits. They also include Vitality Plus, providing access to health and reward partners that help your employees look after their health.
Below is a summary of the benefits included within our Core Cover. All benefits are per insured member, per plan year unless stated otherwise. Treatment must take place at a hospital eligible under your plan. Full benefits, terms and conditions are available on request.
Includes overnight stays, nursing, and any drugs your employees might need while in hospital. We also cover the costs of intensive care treatment and operating theatre charges.
As long as your employee’s consultant is registered with an accredited body and recognised by us, we pay their in-patient and day-patient fees in full, including their surgeons’ and anaesthetists’ fees, physicians’ fees and other consultant appointments.
If your employees are admitted to hospital as an in-patient or a day-patient, we pay for the diagnostic tests they need – things like blood tests and x-rays. We also pay for any MRI, CT and PET scans if required.
The following table shows what’s covered with each option:
|EXTENDED CANCER COVER||CANCER COVER
||Full cover||Full cover|
|BIOLOGICAL THERAPIES||Full cover||12 month limit|
|HORMONE AND BISPHOSPHONATE THERAPIES||Full cover||3 month limit when prescribed on their own|
|CANCER SURGERY AND RECONSTRUCTIVE SURGERY||Full cover||Full cover|
|STEM CELL THERAPY||Full cover||Full cover|
|FOLLOW-UP CONSULTATIONS||Full cover||Up to 5 years from last cancer treatment date|
|END-OF-LIFE HOME NURSING CARE||Up to £1,000 per day for a maximum of 14 days||No cover|
|WIGS AND RESTYLING||Up to £300 per condition||No cover|
|SCALP COOLING||Full cover||No cover|
|MASTECTOMY BRAS AND EXTERNAL PROSTHESES||Up to £200 per condition||No cover|
Vitality GPVitality GP offers your employees access to a private GP at a time and place that suits them. Using our Vitality GP app they’ll be able to talk directly to a Vitality GP and have a private GP video appointment. They’ll be offered a choice of GPs, based on their gender. The app is supported on (iOS8 or later) and Android (5.0 or later).
Important information about Vitality GP
The video consultation service is available from 0800-1900 Monday to Friday and 0900-1300 Saturdays, excluding bank holidays.
All included within our Core Cover.
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