Our health insurance plans for small to medium businesses
Our award-winning small business plans give your employees access to the latest treatments and highest standards of care. They include private GP video consultations within 48-hours; a 24/7 GP helpline; a choice of consultants and personalised support for a range of physical and psychological conditions.
All our plans include Advanced Cancer Cover, which pays all eligible costs associated with cancer once diagnosed. This means if your employees are diagnosed with cancer, we cover their in-patient and out-patient costs in full. They also include Vitality Plus, providing access to health and reward partners that help your employees look after their health.
Below is a summary of the benefits included within our Core Cover. All benefits are per insured member, per plan year unless stated otherwise. Treatment must take place at a hospital eligible under your plan. Full benefits, terms and conditions are available on request.
In-patient and day-patient treatment
Includes overnight stays, nursing, and any drugs your employees might need while in hospital. We also cover the costs of intensive care treatment and operating theatre charges.
As long as your employee’s consultant is registered with an accredited body and recognised by us, we pay their in-patient and day-patient fees in full, including their surgeons’ and anaesthetists’ fees, physicians’ fees and other consultant appointments.
If your employees are admitted to hospital as an in-patient or a day-patient, we pay for the diagnostic tests they need – things like blood tests and x-rays. We also pay for any MRI, CT and PET scans if required.
Advanced Cancer Cover
The following table shows what’s covered with each option:
|ADVANCED CANCER COVER|
|BIOLOGICAL THERAPIES||Full cover|
|HORMONE AND BISPHOSPHONATE THERAPIES||Full cover|
|CANCER SURGERY AND RECONSTRUCTIVE SURGERY||Full cover|
|STEM CELL THERAPY||Full cover|
|FOLLOW-UP CONSULTATIONS||Full cover|
|END-OF-LIFE HOME NURSING CARE||Up to £1,000 per day for a maximum of 14 days|
|WIGS AND RESTYLING||Up to £300 per condition|
|SCALP COOLING||Full cover|
|MASTECTOMY BRAS AND EXTERNAL PROSTHESES||Up to £200 for mastectomy bras and up to £5,000 per condition for external protheses|
Vitality GPVitality GP offers your employees access to a private GP at a time and place that suits them. Using our Vitality GP app they’ll be able to talk directly to a Vitality GP and have a private GP video appointment. The app is supported on Apple (iOS8 or later) and Android (5.0 or later).
GP Led Treatment Pathway
Important information about Vitality GP
The video consultation service is available from 0800-1900 Monday to Friday and 0900-1300 Saturdays, excluding bank holidays.
All included within our Core Cover.
NHS Hospital Cash Benefit
Childbirth Cash Benefit
If your employees’ consultant recommends a transfer between hospitals, whether NHS or private, we’ll pay for the use of a private ambulance.
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