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Get up to 2 months' premiums back.

Earn money back when you get active on a new health or life insurance plan. Qualifying plans only. Terms and conditions apply. Offer running 1 July to 30 September 2022.

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Limited-time offer: 1 July to 30 September 2022

Being healthy can now be even more rewarding – and even better value. Join us on a qualifying health or life insurance plan and earn up to two months’ premiums back as cash. Just download the Vitality UK app and get active.

Offer ends 30 September 2022. Terms and conditions apply.

Why choose us

1. Up to two months’ premiums back as cash, when you get active
2. Award-winning health and life cover rated 5 Star by Defaqto
3. Discounts and rewards from top brands when you make healthy lifestyle choices.


How much money you can earn back

  • 1 months’ premiums back into your bank account, when you earn at least three Vitality activity points in the first three calendar months with us 
  • 2 months’ premiums back into your bank account, when you earn 48 Vitality activity points in both the second and third calendar month.

How to get started

Three quick steps.

  • one-symbol

    Buy a qualifying health or life insurance plan.

  • two-symbol

    Complete our online health review.

  • three-symbol

    Track your activity in the app to earn Vitality points.

It's really easy to earn points

You can earn up to 8 activity points a day and 40 points a week. All you need is a compatible smartphone or activity tracker.
  • 3 activity points for hitting 7,000 steps a day
  • 5 activity points for hitting 10,000 steps a day
  • 8 activity points for hitting 12,500 steps a day
If you have a compatible fitness tracker with a heart-rate monitor, you can also earn points for workouts. That includes points for calories burned and minutes spent at certain heart rates.

Get a quote in minutes

Health insurance

Defaqto 5 star health insurance from £1.25 a day

Get a health quote
Life insurance

Defaqto 5 star Life insurance from £8 a month.

Get a life quote

Summer offer FAQs

Health insurance
To qualify for the offer, your health insurance plan must:

• Be bought between 1 July and 30 September 2022
• Have all premiums paid up to date at the payment date.

Life insurance
To qualify for the offer, your life insurance plan must have the following:

• Be bought between 1 July and 30 September 2022.
• Start between 1 July and 30 November 2022.
• Include the Optimiser add-on.
• Include one core benefit with indexation (Life, Serious Illness Cover or Income Protection cover)
• Have all premiums paid up to date at the payment date.
Health insurance
Those with a qualifying health insurance plan can get up to two months of their premiums back, regardless of the value of their plan. For more details, please read the terms and conditions.

Life insurance
Those with a qualifying life insurance plan can get up to two months of their premiums back, up to £500. For more information, please read the terms and conditions.