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Vitality

Terms and Conditions

Vitality Summer Special Offer

Cashback offer terms and conditions

This Offer is open to all persons who comply with these Terms and Conditions.
For the purposes of these Terms and Conditions:
(a) “Additional Condition” means the Eligible Participant must have earned 48 Vitality Points per month for the two consecutive months following the Inception Date. For the avoidance of doubt, where a VitalityLife Plan has two Eligible Participants (i.e. is a “Joint Life VitalityLife Plan”) both Eligible Participants must meet the Additional Condition separately.
(b) “Cashback” means the value of one month’s Premium of the Eligible Participant’s VitalityLife Plan, subject to the restrictions in clause 4.
(c) “Eligible Participant” means an individual who
     (i) is covered under an Optimised VitalityLife Plan that includes at least one core benefit with indexation (Life, Serious Illness Cover or Income Protection cover) and which:
          (A) is applied for during the Offer Opt-in Period (for the purposes of these Terms and Conditions, the VitalityLife Plan applied for during the Offer Opt-in Period must be genuinely new. Cancelled/lapsed and re-keyed VitalityLife Plans will be excluded);
          (B) has an Inception Date between 1st July 2022 and 30th November 2022 (inclusive);
          (C) has all relevant Premiums paid up to date;
     (ii) is the first person covered on the VitalityLife Plan (or is either the first or second person covered on a Joint Life VitalityLife Plan, as defined in the plan provisions); and
     (iii) has provided a valid email address to Vitality.
(d) “Inception Date” means the date on which the insurance cover (excluding Immediate Cover and Mortgage Free Cover) commences for the lives insured under the VitalityLife Plan.
(e) “Initial Conditions” means the following conditions:
     (i) the Eligible Participant must complete the “Online Health Review” for the relevant VitalityLife Plan within three months of the Inception Date; and
     (ii) the Eligible Participant must have earned at least three Vitality Points under the relevant VitalityLife Plan within three months of the Inception Date.

For the avoidance of doubt, for a Joint Life VitalityLife Plan, both Eligible Participants must meet the Initial Conditions separately.

Please note that Initial Condition (i) will be considered met where the Eligible Participant is an existing Vitality customer, and has completed an Online Health Review within the 15 months prior to the Inception Date of the new plan.

(f) “Offer Opt-in Period” means 1st July 2022 to midnight 30th September 2022.
(g) “Online Health Review” means an online Vitality age assessment that can be accessed and completed on Member Zone.
(h) “Optimised” refers to a VitalityLife Plan which includes Optimiser.
(i) "Premium(s)" means the total plan premium paid in order to maintain coverage under their VitalityLife Plan.
(j) "Premium-Payer" refers to the person responsible for paying Premiums on the VitalityLife Plan.
(k) “Vitality Point(s)” means points awarded to Eligible Participants under their VitalityLife Plan for any points-earning physical activity (as specified by Vitality).
(l) “Vitality” means Vitality Corporate Services Limited (registered number 05933141) of 3 More London Riverside, London SE1 2AQ.
(m) “VitalityLife Plan” means a pure protection insurance contract, administered by Vitality trading as VitalityLife.
2. Subject to clause 4, the Premium-Payer will be entitled to receive the Cashback under these Terms and Conditions where the Eligible Participant meet the Initial Conditions.
3. Subject to clause 4, where the Eligible Participant meets the Initial Conditions and the Additional Conditions, the Premium-Payer will be entitled to receive a total of double the amount of Cashback (i.e. the value of two month’s Premiums).
Where all Participating Members meet the following conditions the Principal Member will be entitled to receive the Cashback as follows:
     i. if all Participating Members meet the First Qualifying Condition the Principal Member will be entitled to receive one Cashback Unit; or
     ii. if all Participating Members meet the Second Qualifying Condition the Principal Member will be entitled to receive two Cashback Units.
4. A Premium-Payer who is eligible to receive the Cashback under clauses 2 or 3 will only be entitled to receive a maximum of £500 in Cashback, regardless of the value of their Premiums.
5. This offer is on a per plan basis and it can apply to more than one VitalityLife plan per person so long as it is within the above maximum cashback amount per entity.
6. The Cashback will be paid across to the Premium-Payer within 6 months of the Inception Date, provided that the Eligible Participant is still in compliance with these Terms and Conditions. The amount of the Cashback payable will be calculated based on the lowest Premium during this period
7. If an Eligible Participant’s VitalityLife Plan lapses or is cancelled at any point during the 12 month period following the Inception Date, the Premium-Payer must repay any Cashback they received to Vitality.
8. If Vitality reasonably suspects any Eligible Participant and/or Premium-Payer to have committed or attempted to commit an act of fraud or dishonesty, the Premium-Payer will repay the Cashback to Vitality upon request if this has already been received by the Eligible Participant.
9. Any decisions made by Vitality over eligibility or otherwise in relation to the Cashback are final, will not be open to dispute and no correspondence will be entered into.
10. Vitality is not liable to any person in any way in relation to this incentive, except for any liability that cannot be excluded by law.
11. Vitality reserves the right to vary, extend or withdraw this incentive at any time, including in the event of fraudulent behaviour by any Eligible Participant and/or Premium-Payer.
12. Vitality reserves the right to amend these Terms and Conditions on the provision of written notice or via Vitality’s web site.
13. These Terms and Conditions shall be governed by English law and the parties agree to submit to the exclusive jurisdiction of English and Welsh courts and tribunals with regard to any dispute or claim arising under these Terms and Conditions.