Car insurance that rewards you

Already a Vitality Healthy Living member? Get your exclusive offer when you purchase a car insurance plan:

✓ We guarantee to beat your renewal quote
✓ Plus you'll get an Amazon.co.uk Gift Card worth at least £50*

Get a quote now
*Your Amazon.co.uk Gift Card is based on your Healthy Living status when you buy a plan. Terms and conditions apply.

✓ Child car seat replacement
✓ Cover for your belongings
✓ Legal liability to others
✓ New car replacement cover
✓ Medical expenses
✓ Unlimited cover for audio and sat nav equipment

Our car insurance is for car drivers who want comprehensive cover.

You can insure yourself and up to three other named drivers if you're:

• aged between 18 and 85 years old from the cover start date;
• are a permanent UK resident;
• keep your car at your home address overnight, and
• have a full UK, provisional or EU driving licence. This includes restricted licenses.

We don't offer multi-car insurance, but we can insure each car from the same household on a separate plan.

We cannot cover drivers who live in Northern Ireland. We also don't offer third party or third party, fire and theft cover.

• Car insurance plan document (PDF, 322KB)
• Car insurance plan IPID (PDF, 395KB)
• About our insurance services (PDF, 75KB)
• Motor Legal Protection Cover (PDF, 128KB)
• Motor Legal Protection Cover IPID (PDF, 329KB)
• Breakdown Cover (PDF, 220KB)
• Breakdown Cover IPID - Roadside (PDF, 326KB)
• Breakdown Cover IPID - Roadside & Recovery (PDF, 329KB)
• Breakdown Cover IPID - Roadside, Recovery & At Home (PDF, 329KB)
• Breakdown Cover IPID - Roadside, Recovery, At Home & European Motoring Assistance (PDF, 395KB)
• Replacement Car Cover (PDF, 103KB)
• Replacement Car Cover IPID (PDF, 322KB)

When you buy a car insurance plan, we'll send you a Good Driving sensor. Once linked to the Vitality Member app, you'll be able to measure your driving behaviour for:

• Acceleration
• Braking
• Cornering
• Distracted Driving, and
• Speeding.

Find out more about our rewards.

The sensor also has an Impact Alert so we know if you've been in an accident. Find out more about how we take care of your driving data in our Privacy Notice.

Until 30 June 2022 you can get 25% cashback guaranteed.

After this date, you can earn up to 25% cashback on your monthly premium, when you drive well.

Find out more about how this works.

You can reduce your excess by up to £250 if you make a claim.

When you buy a car insurance plan, we'll send you a sensor. Once linked to the Vitality Member app, you'll be able to measure your driving behaviour.

When you drive well, you earn points. More points = more money off your excess.

Find out more about our rewards.

When you drive well, or leave the car at home, you can offset up to 100% of your carbon emissions.

Learn how you can help offset your carbon emissions and earn rewards.