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Why choose health insurance?

Your questions answered

The NHS is free, why do I need private medical insurance?

First and foremost, taking out private medical insurance gives you guaranteed fast access to healthcare, without any uncertainty or the possibility of being put on a waiting list.

It can also be useful at certain stages of your life. For example, if you’ve just got married, taken out a mortgage or had children, having private medical insurance can have positive effects when it comes to getting back to work faster in the event of a health issue, for example, let alone the extra peace of mind you get from having faster access to treatment.

If you’re a little older, private medical insurance can be a cost-effective way to protect your general health and enjoy the reassurance of fast access to treatment, should you ever need it.

There’s one more reason to think about taking out private medical insurance that’s unique to us: we focus on keeping you healthy, by rewarding you for making healthy choices.

For example, when you join us, you get 50% off monthly gym membership at Virgin Active (a joining fee applies) and 50% off a pair of running shoes at Sweatshop straight away. If you stay active, you can earn regular rewards like a weekly cinema ticket and more. In the long run, this means you can benefit through better health and we can pass the savings back to you. Read more about rewards.

How's private medical insurance different from the NHS?
As demand on the NHS keeps on growing, getting fast access to healthcare could become more and more difficult. So private medical insurance (PMI) is a way to get fast access to consultants, diagnostics and care, when and where you want. The speed and high quality of treatment can also give you extra peace of mind, at a time when you may need it.
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Where to next?

  • How much does it cost and how do I get it?

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  • What is health insurance and how does it work?

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  • What to consider before buying health insurance

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  • Why choose VitalityHealth insurance?

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