Your questions answered
The NHS is free, why do I need private medical insurance?
First and foremost, taking out private medical insurance gives you guaranteed fast access to healthcare, without any uncertainty or the possibility of being put on a waiting list.
It can also be useful at certain stages of your life. For example, if you’ve just got married, taken out a mortgage or had children, having private medical insurance can have positive effects when it comes to getting back to work faster in the event of a health issue, for example, let alone the extra peace of mind you get from having faster access to treatment.
If you’re a little older, private medical insurance can be a cost-effective way to protect your general health and enjoy the reassurance of fast access to treatment, should you ever need it.
There’s one more reason to think about taking out private medical insurance that’s unique to us: we focus on keeping you healthy, by rewarding you for making healthy choices.
For example, when you join us, you get 50% off monthly gym membership at Virgin Active or Nuffield Health - with no joining fee from 1 January 2020 until 29 February 2020 - and 50% off a pair of running shoes at Runners Need straight away. If you stay active, you can earn regular rewards like a fortnightly cinema ticket and more. In the long run, this means you can benefit through better health and we can pass the savings back to you. Read more about rewards.