With us, you could pay less to invest

Whether it’s an ISA, a Junior ISA or a Retirement Plan, you’ll want to pay as little as possible in charges. So you’ll be pleased to know that if you have a qualifying* VitalityHealth or VitalityLife policy, and look after yourself with our healthy living programme, our Healthy Living Discount means you could pay no product charge at all.

Remember, the value of investments and the income from them can go down as well as up, meaning you may get back less than you invest.

^{*What’s a qualifying policy?}

^{By holding one of these policies, you will be a member of our healthy living programme:}

• ^{VitalityHealth: Personal or Business Healthcare plans or Corporate Healthcare plans with Vitality Plus}
• ^{VitalityLife: Policies with Vitality Plus, excluding Vitality Core and Vitality Lite}

How investing with us could cost you less

If you have a qualifying VitalityHealth or VitalityLife policy, and look after yourself with our healthy living programme, you could pay no product charge at all.

It’s simple: the more you do, the less you pay.

Take part in our healthy living programme and do things like staying active and tracking it, having a health check or buying healthy food, to earn Vitality points. The healthier your efforts, the more points you earn, which contribute to your Vitality status - Bronze, Silver, Gold and ultimately, Platinum. The higher your Vitality status, the more you save on product charges when you invest in Vitality funds. Achieve Platinum status, and you could pay £0.

Any information given here should not be taken as advice and is not intended as a recommendation to invest in a particular product. To find the best investments for you, speak to a financial adviser. You should also regularly assess your existing investments, to make sure they meet your attitude to risk and investment goals at that time.