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Our investment charges

With us, you could pay less to invest

Whether it’s an ISA, a Junior ISA or a Retirement Plan, you’ll want to pay as little as possible in charges. So you’ll be pleased to know that if you have a qualifying* VitalityHealth or VitalityLife policy, and look after yourself with our healthy living programme, our Healthy Living Discount means you could pay no product charge at all.

Remember, the value of investments and the income from them can go down as well as up, meaning you may get back less than you invest.

*What’s a qualifying policy?

By holding one of these policies, you will be a member of our healthy living programme:

  • VitalityHealth: Personal or Business Healthcare plans or Corporate Healthcare plans with Vitality Plus
  • VitalityLife: Policies with Vitality Plus, excluding Vitality Core and Vitality Lite
Terms and conditions apply

Please remember the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest.

What are the charges?

Product charge – tiered, so the more you invest, the lower the rate you pay. You could also reduce it with the Healthy Living Discount.

Fund charge - for the ongoing management of the funds.

Adviser charge – this is what we pass on to your financial adviser for providing you with advice relating to your plan. The amount is agreed between you and your adviser and not set by us.
Stocks and Shares ISA

Get your tax-efficient investment under way. Capital at risk.

Open an ISA Find out more
Junior ISA

Kick-start your child’s savings with a tax-free investment. Capital at risk.

Open a Junior ISA Find out more
Speak to your financial adviser to open a VitalityInvest Retirement Plan

Find out more Find an adviser