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Our investment charges

With us, you could pay less to invest

Whether it’s an ISA, a Junior ISA or a Retirement Plan, you’ll want to pay as little as possible in charges. So you’ll be pleased to know that when you look after yourself with our healthy living programme, our Healthy Living Discount means you could pay no product charge at all.

Please remember the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest.

What are the charges?

Product charge – tiered, so the more you invest, the lower the rate you pay. You could also reduce it with the Healthy Living Discount.

Fund charge - for the ongoing management of the funds.

Adviser charge – this is what we pass on to your financial adviser for providing you with advice relating to your plan. The amount is agreed between you and your adviser and not set by us.
See charges schedule

How investing with us could cost you less

When you open an investment plan with us, and look after yourself with our Vitality Core healthy living programme, you could pay no product charge at all.

It’s simple: the more you do, the less you pay.

Take part in our healthy living programme and do things like staying active and tracking it, having a health check or buying healthy food, to earn Vitality points. The healthier your efforts, the more points you earn, which contribute to your Vitality status - Bronze, Silver, Gold and ultimately, Platinum. The higher your Vitality status, the more you save on product charges when you invest in Vitality funds. Achieve Platinum status, and you could pay £0.
Explore the Healthy Living Discount
Stocks and Shares ISA

Get your tax-efficient investment under way. Capital at risk.

Open an ISA Find out more
Junior ISA

Kick-start your child’s savings with a tax-free investment. Capital at risk.

Open a Junior ISA Find out more
Speak to your financial adviser to open a VitalityInvest Retirement Plan

Find out more Find an adviser