Find the right plan for you
Three ways to invest with us
Whether you’re saving for a new home, a round-the-world trip, or just a rainy day, VitalityInvest is here to help you get to your goal. Compare our range of investment plans, and find the right one for you.
Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. Tax allowances depend on personal circumstances and may change in the future.Stocks and Shares ISA
Our Stocks and Shares ISA with Healthy Fee Saver
✓ Easy to startOpen a plan with as little as £50 a month, or a lump sum of at least £1,500. You can apply online in minutes.
✓ Easy to manage
Stop, start, increase or decrease regular contributions, and pay in lump sums at any time. Login to Member Zone to view and manage your investment.
✓ Hassle-free transfers
Just tell us how much you want to transfer and we’ll do the rest. Transfers don’t affect your £20,000 annual ISA allowance for this tax year.
✓ Take money out anytime
Take money out and add it back in the same tax year without affecting your annual ISA allowance.
Junior ISA
Our Junior ISA with Healthy Fee Saver
✓ Easy to startOpen a plan with regular contributions from £50 a month, or with a lump sum of at least £1,500. There’s no minimum amount for additional lump sums.
✓ Easy to manage
Stop, start, increase or decrease regular contributions, and pay in lump sums at any time, up to your child’s annual Junior ISA allowance.
✓ Hassle-free transfers
Easy transfer of existing Junior ISAs or Child Trust Fund, without affecting your child’s annual Junior ISA allowance.
✓ Access at 18
Money becomes available at 18 so your child can get a head-start.
Retirement Plan
Our Retirement Plan - available only through advisers
✓ Easy to startOpen a plan through your financial adviser with regular contributions of £200 a month, or a lump sum of at least £3,600.
✓ Easy to manage
Stop, start, increase or decrease contributions, and pay in lump sums at any time.
✓ Access your money flexibly
When you reach retirement, you can keep your money invested, take out a tax-free lump sum when allocating all or part of your plan to flexi-access drawdown, or take cash lump sums.
✓ Flexible contributions
Stop, start, increase or decrease regular contributions, and pay in lump sums at any time, up to your annual tax allowance.
✓ Hassle-free transfers
It’s easy for you to bring eligible pension pots together in one VitalityInvest Retirement Plan.
It's important to understand that pension transfers are a complex area and may not suit everyone. Before going ahead with a pension transfer, we strongly recommend that you compare all the charges, features and services offered. To find out what else you should think about before transferring, talk to an authorised financial adviser.
Why VitalityInvest is different
You'll get all the same features as other investment plans, plus:
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Our investment plans could make you healthier - as well as wealthier
Our plans include the Vitality Programme, which rewards you for getting active and being healthy.
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Discounts with the Vitality Programme
Get discounts on trainers, spa stays, activity trackers, travel, coffee and much more.
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Pay less to invest - or nothing at all
You could pay no product charge at all when you track your activity with the Vitality Programme.
Get your tax-efficient investment under way. Capital at risk.
Explore our ISA ISA calculatorKick-start your child’s savings with a tax-free investment. Capital at risk.
Explore our JISA JISA calculator