Find the right plan for you

A Retirement Plan, personal pension, or self-invested personal pension (SIPP), is a type of ‘defined contribution’ or ‘money purchase’ scheme. It’s a tax-efficient way to save that you arrange for yourself. You pay into it with either regular contributions or lump sum payments, and your employer can pay in too. You can usually get tax relief on the money you pay into a personal pension. Even if you already have a workplace pension, a personal pension could be a great way to build up your retirement savings.

Our Retirement Plan - available only through advisers

✓ Easy to start
Open a plan through your financial adviser with regular contributions of £200 a month, or a lump sum of at least £5,000.
✓ Potential to boost your Retirement Plan even further 
You could earn all three unique benefits: Investment Booster, Healthy Living Discount and Retirement Booster. 
✓ Easy to manage
Stop, start, increase or decrease contributions, and pay in lump sums at any time.
✓ Access your money flexibly
When you reach retirement, you can keep your money invested, take out a tax-free lump sum when allocating all or part of your plan to flexi-access drawdown, or take cash lump sums.
✓ Flexible contributions
Stop, start, increase or decrease regular contributions, and pay in lump sums at any time, up to your annual tax allowance.
✓ Hassle-free transfers
It’s easy for you to bring pension pots together in one VitalityInvest Retirement Plan. 

It's important to understand that pension transfers are a complex area and may not suit everyone. Before going ahead with a pension transfer, we strongly recommend that you compare all the charges, features and services offered. To find out what else you should think about before transferring, talk to an authorised financial adviser.