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Investment Booster

Important information and assumptions
  • Information contained in this tool should not be taken as advice or a recommendation.
  • These figures are illustrative and are not guaranteed.
  • The value of an investment can go down as well as up so you could get back less than has been paid in. The figures shown are not a reliable indicator of potential investment performance.
  • The calculations are based on your current investment savings and assume you continue to pay the stated regular payments during the investment period.
  • The tool does not allow for any tax relief that may apply to contributions into pensions and ignores any limits on contributions (e.g. annual allowance for pensions which is a limit on contributions into a pension which are eligible for tax relief or ISA or JISA annual subscription limit which is the maximum amount you can invest in an ISA or JISA in a tax year).
  • The VitalityInvest features that are included in the tool calculations are the Investment Booster and the Healthy Living Discount. The level of benefits that you are eligible for under these features will depend on the type of funds your plan invests into, your Vitality status and whether you have a qualifying VitalityHealth or VitalityLife policy. For full details of the Investment Booster and Healthy Living Discount please see the VitalityInvest Retirement Plan or VitalityInvest ISA and JISA terms and conditions (as applicable) as well as the Investment Booster schedule and Charges schedule.
  • Where you have specified a Vitality status, we assume you have a qualifying VitalityHealth or VitalityLife policy and that your Vitality status will remain the same throughout the investment term. Any change to your Vitality status will affect the level of Healthy Living Discount you will be entitled to receive.
  • These tool calculations assume you invest solely in the VitalityInvest Risk Optimiser 5 fund. This fund is a Vitality fund and is eligible for the Investment Booster and the Healthy Living Discount. The assumed annual growth rate on this fund on a low, medium and high basis is 1.5%, 4.5% and 7.5% respectively. The rates are assumptions and we do not guarantee the amount you might get back. The ongoing charges figure on this fund is currently 0.40% per year and we assume this charge remains the same throughout the investment term.
  • These tool calculations assume the current VitalityInvest ISA and VitalityInvest Retirement Plan product charges, Investment Booster rates and Healthy Living Discount apply throughout the investment term. These current charges and rates can be found in the Investment Booster schedule and Charges schedule.
  • The values don’t take into account the effects of price inflation. Price inflation will reduce what you can buy with a given amount of money over time.
  • While we have endeavoured to ensure the accuracy of this tool, neither VitalityInvest nor our representatives can accept any responsibility for loss, however caused, suffered by any person who has acted in reliance on the material contained in this tool.
  • The data you have provided in this tool is anonymised and will not be stored or saved.