Healthy Living Discount
Save up to 100% on the product charge when you take steps to be healthyWe think looking after your money is even better when you have the good health to enjoy it. So as well as helping you take care of your wealth, we help you take care of your health - and reward you for it.
How it works
Open a VitalityInvest plan. You'll need to have or take out a qualifying* VitalityHealth or VitalityLife plan
Maintain healthy habits by doing things like tracking your activity and having regular health checks. These earn you Vitality points which help you build a Vitality status - Bronze, Silver, Gold or Platinum
The higher your Vitality status, the bigger the rewards and the more you save on product charges. Achieve Platinum status and you could pay £0 when you invest in Vitality funds. T&Cs apply.
What you could save
Healthy living pays. See below what your annual product charge could be if you maintain healthy habits.
|Value of investment across all VitalityInvest plans||If you have a qualifying VitalityLife or VitalityHealth plan and money invested in Vitality funds||For money invested in non-Vitality funds|
|Bronze status||Silver status||Gold status||Platinum status|
|Up to £30k||0.60%||0.50%||0.30%||0.00%||0.60%|
|Amount over 30k up to 75k||0.50%||0.40%||0.25%||0.00%||0.50%|
|Amount over £75k up to £250k||0.35%||0.30%||0.20%||0.00%||0.35%|
|Amount over £250k up to £500k||0.20%||0.15%||0.10%||0.00%||0.20%|
|Amount over £500k||0.15%||0.10%||0.05%||0.00%||0.15%|
You also start a VitalityInvest Retirement Plan, but choose to invest £20,000 into Vitality funds. You also take out a VitalityLife plan and engage in the healthy living programme. You takes steps to get healthy by staying active, go for a health check and buy healthy food, which earns you Vitality points and raises your Vitality status to Gold. As a result of the Healthy Living Discount, your product charge for the year would be £60.
How we're able to reward you
|Any information given here should not be taken as advice and is not intended as a personal recommendation to invest in a particular product. To find the best investment for you, speak to a financial adviser. You should also regularly assess your existing investments, to make sure they meet your attitude to risk and investment goals at the time.|