Healthy Living Discount
You could pay no product charge at all on your investment – it’s as simple as tracking your daily stepsSaving for your future isn’t just about saving money, it’s about making sure your health is there to enjoy your savings. So as well as helping you take care of your wealth, we help you take care of your health - and reward you for it.
What is the Healthy Living Discount?
How does the Healthy Living Discount work?
Open a VitalityInvest plan. You'll automatically have access to our healthy living programme which gives you discounts from well-known brands like Champneys and Garmin
Maintain healthy habits by doing things like tracking your activity and having regular health checks. These earn you Vitality points which help you build a Vitality status - Bronze, Silver, Gold or Platinum
The higher your Vitality status, the bigger the rewards and the more you save on product charges. Achieve Platinum status you’ll pay £0 product charge
See how your product charge reduces if you track your healthy habits:
|Value of investment||Annual product charge based on Vitality status|
|Bronze / Silver status||Gold status||Platinum status|
|Up to £30k||0.50%||0.30%||No product charge|
|Amount over £30k up to £75k||0.40%||0.25%||No product charge|
|Amount over £75k up to £250k||0.30%||0.20%||No product charge|
|Amount over £250k up to £500k||No product charge||No product charge||No product charge|
|Amount over £500k||No product charge||No product charge||No product charge|
You open a VitalityInvest ISA, go for a health check and start tracking your daily steps, and you earn Vitality points. Your Vitality status automatically starts at Bronze but through your engagement in healthy living, reaches Gold. As a result of the Healthy Living Discount, your product charge for the year would be £60.
You continue tracking your daily steps and you reach Platinum status, you then save yourself £100 a year on product charges.
How we're able to reward you
Who can take advantage of the Healthy Living Discount?
Any new customer who opens a VitalityInvest plan automatically has access to the healthy living programme, therefore is able to take advantage of the Healthy Living Discount.
What is the healthy living programme?
The healthy living programme includes: 75% off Champneys spa stays, 25% off Runners Need, up to 40% off a range of Garmin and Polar devices, and more.
What is a Vitality status?
Bronze status – 0 Vitality points
Silver status – 800 Vitality points
Gold status – 1600 Vitality points
Platinum status – 2400 Vitality points
Just doing your online Health Review and taking a Vitality Healthcheck could earn you up to 880 points – enough to get you to Silver status.
How do I earn point to improve my Vitality status?
Earn 100 Vitality points when you complete your Vitality Health Review
Earn 2 Vitality points a day for 10 minutes (or more) of mindful activity, using Headspace, Buddhify, Calm or The Mindfulness App
Earn 480 Vitalty points for taking a Vitality Healthcheck and being in the Green zone for 4 checks
Earn 100 Vitality points for making a non-smokers declaration online
Earn 5 Vitality points each day you walk over 10,000 steps
How do I reach Platinum status?
For how long could I pay no product charge?
|Any information given here should not be taken as advice and is not intended as a personal recommendation to invest in a particular product. To find the best investment for you, speak to a financial adviser. You should also regularly assess your existing investments, to make sure they meet your attitude to risk and investment goals at the time.|