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Investment Booster

Earn up to 15% extra – on top of any returns – over 25 years

As well as helping you look after your health, we help you look after your wealth, with regular extra boosts to your investments – on top of any returns – that get bigger the longer you invest.

How it works

  • 1

    Invest in Vitality funds continuously for five years and we'll boost your investments with extra money

  • 2

    Stay invested in Vitality funds and every five years we'll boost your investments again

  • 3

    Leave your money invested longer for even bigger boosts - up to 15% extra, on top of any returns, after 25 years

Which plans are eligible for the Investment Booster?

What you could get back

The size of your boost depends on how much you invest in Vitality funds and how long you save for. It starts at 2% of your investment in our Vitality funds – plus any returns – after five years and grows over time. Here’s how:

Current Rates:

 Investment Term  Boost  Cumulative boost
 5 years  2%  2%
 10 years  2.5%  4.6%
 15 years  3%  7.7%
 20 years  3.5%  11.5%
 25 years  4%  15.9%
 Every 5 years after 25 years  4%  n/a

Example calculation

Picture this

If you invested £30,000 in our Vitality funds for a house deposit and it grew to £36,500 after 5 years, with our Investment Booster, we’d boost your investment with £730 – a significant contribution to your solicitor’s fees.

If you invested £30,000 for 25 years at net growth of 4% p.a (including all fees and charges), our Investment Booster would add an extra £12,700 over and above any returns.

How we’re able to reward you

When you save for longer, your money has a better chance to grow. That’s good for us and good for you. So we believe it’s only right to share some of our earnings with you. It’s all part of what we call shared value. Think of it as a helping hand to get where you want to be.
Learn more

Please remember, the value of investment - and the income from them - can go down as well as up, meaning you may get back less than you invest.

Please be aware that the Investment Booster doesn’t apply to the amount of a Retirement Plan that is allocated to flexi-access drawdown.

The value of investments and the income from them can go down as well as up, meaning you may get back less than you invest.

Any information given here should not be taken as advice and is not intended as a personal recommendation to invest in a particular product. To find the best investment for you, speak to a financial adviser. You should also regularly assess your existing investments, to make sure they meet your attitude to risk and investment goals at the time.

Stocks and Shares ISA

Get your tax-efficient investment under way. Capital at risk.

Open an ISA Find out more
Junior ISA

Kick-start your child’s savings with a tax-free investment. Capital at risk.

Open a Junior ISA Find out more
Speak to your financial adviser to open a VitalityInvest Retirement Plan

Find out more Find an adviser

Your questions answered

When will I get a boost?

Every five years, as long as you stay invested in eligible Vitality funds. If you withdraw your money or switch your money into non-Vitality funds, we cannot pay you a boost.

Which funds do I need to invest in to be eligible for the Investment Booster?

Any Vitality fund, from the Performer or Risk Optimiser range. The bigger your investment in these funds, the bigger the boost could be.

Could I get the Investment Booster with a Junior ISA?

Yes, it would become part of your child's Junior ISA investment. 

What are the eligible Vitality funds?

We’ve partnered with leading investment managers, Investec Asset Management and Vanguard, to build a range of 15 Vitality funds. Every fund is designed to achieve the outcomes you want, whether that’s growing your investment, generating an income in retirement, or managing the risk you take.

Get details of each Vitality fund