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Before you start

The essentials

 To open a plan, you’ll need a UK bank account and pay in a minimum of £100 a month, or make an initial payment of £1,500. As the child’s parent or guardian, you must also be aged 18 or over; be a UK resident as defined by Her Majesty’s Revenue & Customs (HMRC); and have a valid National Insurance number.
✓ Your child must be under 18 and a UK resident
✓ When your child reaches 18 the Junior ISA will become an ISA in your child's name and they will have full ownership and control of the plan  

We don’t offer financial advice or personal recommendations – if you’re not sure what investment is right for you, find out more on Junior ISAs or speak to a financial adviser.


Important information

Your child’s Junior ISA will be a Stocks and Shares ISA, and its value will be linked to the funds you choose. The value can go down as well as up, so you may get back less than you invest. Any tax benefits you enjoy depend on your tax status as well as current tax law, both of which may change in future.

If you have any questions, please call us on 0808 250 8795 or speak to a financial adviser.


By continuing, you confirm that you understand and agree with all of the above.

Start your child's Junior ISA now