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Get 100% back on your first year's Junior ISA product charges.

Capital at risk. Minimum investment and T&Cs apply.
Open a new Junior Stocks and Shares ISA by 5 April – and we’ll give back all your product charges for the first year.

How the special offer works

  • 1

    Open a new Junior ISA by 5 April 2019

  • 2

    Invest £1,500 minimum as an initial payment or £100 a month for 12 months, or equivalent 

  • 3

    Keep your child's  plan invested with us for a minimum of 12 months. We'll then refund the product charges deducted over the year, back into your child's Junior ISA plan

How much you could save

Here are a few examples of the savings you could make:

Investment amount Product charge saving
 £5,000  £30 over the year
 £10,000  £60 over the year
£20,000  £120 over the year
 £50,000 £280 over the year 
 £100,000 £492 over the year
 £500,000 £1,517 over the year 
This assumes that the value of your child's plan stays the same over the 12 months and doesn’t include any impact of our Healthy Living Discount, see below for how our Healthy Living Discount works.

How you could continue paying no product charge

To carry on saving on your product charges for even longer, take advantage of our Healthy Living Discount. Here’s how:

Take out a qualifying* VitalityHealth or life plan if you don’t already have one
Invest in Vitality funds
Take part in our healthy living programme. As the investment provider that rewards you for healthy habits, the more active you are, the more you save on our product charge.
Learn more
* The plans that give you membership of our healthy living programme, and qualify you for our Healthy Living Discount are:
• VitalityHealth: Personal, Business or Corporate Healthcare plans with Vitality Plus
• VitalityLife: Plans with Vitality Plus, excluding Vitality Core and Vitality Lite
Stocks and Shares ISA

Get your tax-efficient investment under way. Capital at risk.

Open an ISA Find out more
Junior ISA

Kick-start your child’s savings with a tax-free investment. Capital at risk.

Open a Junior ISA Find out more
Speak to your financial adviser to open a VitalityInvest Retirement Plan

Find out more Find an adviser

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. If you invest in a tax-efficient wrapper, there's no capital gains tax to pay on any growth and no income tax to pay on any interest you receive. The amount of tax you save and your eligibility to invest in a tax-efficient wrapper, depend on your personal circumstances. All tax rules may change in the future.