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  1. Investments
  2. Junior ISA
  3. Transfer a Junior ISA

Transfer a Junior ISA or Child Trust Fund

Transfer now 

With investments, your capital is at risk

Boost your child's investment

With our unique boosters and discounts, you could grow your child’s money even further.

Move your child's money in three easy steps

  • 1

    Start a new Vitality Invest Junior ISA online and tell us how much you'd like to transfer

  • 2

    We'll get in touch with your current provider. If you need to fill out a form, we'll let you know

  • 3

    We'll confirm when your money's been invested with us

If you're transferring a Child Trust Fund (CTF) you'll need to close the account, as your child can't have both a CTF and a Junior ISA at the same time.

How we could boost your child's money

  • Investment Booster

    Investment booster icon

    Boost your child's Junior ISA by up to 7.7% over 15 years - on top of any returns - when you invest in Vitality funds

    Learn more

  • Healthy Living Discount

    Healthy living discount icon

    Reduce the product charge by up to 100% on your child's Junior ISA when you have a qualifying VitalityHealth or VitalityLife plan*

    Learn more

Why transfer to VitalityInvest?

✓ Potential to boost your child's ISA even further
Our Investment Booster and Healthy Living Discount could add extra money on top of returns.

✓ We’re backed by leading investment managers
Our partnership with Investec and Vanguard – with over £4 trillion in assets under management1 – means your money is in experienced hands.

✓ Funds from leading fund providers
Choose from over 2502 funds.

✓ Easy to manage
See your investment online in our Member Zone.

✓ You could pay no product charge
Reduce the product charge by up to 100% when you have a qualifying VitalityHealth or VitalityLife plan* and invest in Vitality funds.

Capital at risk
Transfer now
* The plans that give you membership of our healthy living programme, and qualify you for our Healthy Living Discount are:
• VitalityHealth: Personal, Business or Corporate Healthcare plans with Vitality Plus
• VitalityLife: Plans with Vitality Plus, excluding Vitality Core and Vitality Lite

Transfer for free

We won’t charge a transfer fee. But it’s worth checking whether your current provider does.

Our product charge – starts from 0.6%p.a. It’s tiered so the more you invest, the less the charge rate you pay. And with the Healthy Living Discount you could reduce the product charge. In fact, you might not have to pay one at all*

Our fund charge - for the ongoing management of the funds you choose.

For full details on our ISA, please read:
VitalityInvest Junior ISA Plan Summary
What is a Junior ISA?
Terms and Conditions
Charges Schedule
Find out more
*If you invest in Vitality (or other eligible) funds only, hold a qualifying Vitalityhealth or VitalityLife plan, and earn enough Vitality points through our healthy living programme to reach Platinum status, the product charge is zero. Learn more about how the Vitality status works.

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. This information is based on our understanding of existing tax legislation which may change in the future.

Junior ISA allowance for tax year 2019/20

£4,368 per child

ISA or CTF transfers don’t count as newly invested money, so you won’t be using any more of your Junior ISA Allowance.


Ready to invest?

Move your child's money in a few easy steps. Capital at risk.

Transfer now
Phone icon 0808 274 6776

Lines are open:
Monday to Thursday: 9am – 7pm
Friday: 9am – 6pm
Saturday: 10am – 2pm

1 Investec assets under management at 30 September 2018: £109.2 billion 
Vanguard assets under management at 31 October 2018: £3.9 trillion

2 Source: VitalityInvest Retirement Plan VitalityInvest ISA and Junior ISA Fund List, October 2018

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