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Transfer a Junior ISA or Child Trust Fund

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With investments, your capital is at risk

Boost your child's investment

With our unique boosters and discounts, you could grow your child’s money even further.

Move your child's money in three easy steps

  • 1

    Start a new Vitality Invest Junior ISA online and tell us how much you'd like to transfer

  • 2

    We'll get in touch with your current provider. If you need to fill out a form, we'll let you know

  • 3

    We'll confirm when your money's been invested with us

Special offer - 100% cashback on your first year's product charges

We’ll refund all your product charges after 12 months when you open or transfer an ISA between 22nd July and 20th December 2019. And in year 2 onwards, you could continue paying no product charge when you take steps to being healthy. We call this the Healthy Living Discount. Capital at risk and terms and conditions apply.
Learn more

If you're transferring a Child Trust Fund (CTF) you'll need to close the account, as your child can't have both a CTF and a Junior ISA at the same time.

How we could boost your child's money

  • Our Investment Booster

    Boost your child's Junior ISA by up to 7.7% over 15 years - on top of any returns - when you invest in Vitality funds

  • Our Healthy Living Discount

    Take steps to be healthy and you could pay no product charge at all. Terms and conditions apply

Why transfer to VitalityInvest?

✓ Potential to boost your child's ISA even further
Our Investment Booster and Healthy Living Discount could add extra money on top of returns.

✓ You could pay no product charge
Maintain healthy lifestyle habits and you could save up to 100% on the product charge, with our Healthy Living Discount. 

✓ Access to discounts from leading brands
Transfer a JISA to us and you'll automatically be part of our Vitality Core healthy living programme which includes a range of discounts from well-known brands. Learn more

✓ We’re backed by leading investment managers
Our partnership with Investec and Vanguard – with over £4 trillion in assets under management1 – means your money is in experienced hands.

✓ Funds from leading fund providers
Choose from over 2502 funds.

✓ Easy to manage
See your investment online in our Member Zone.

Capital at risk
Transfer now

Transfer for free

We won’t charge a transfer fee. But it’s worth checking whether your current provider does.

Our product charge – starts from 0.5%p.a. It’s tiered so the more you invest, the less the charge rate you pay. And with the Healthy Living Discount you could reduce the product charge. In fact, you might not have to pay one at all*

Our fund charge - for the ongoing management of the funds you choose.

For full details on our ISA, please read:
VitalityInvest Junior ISA Plan Summary
Terms and Conditions
Charges Schedule
Find out more

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. This information is based on our understanding of existing tax legislation which may change in the future.

Junior ISA allowance for tax year 2019-2020

£4,368 per child

ISA or CTF transfers don’t count as newly invested money, so you won’t be using any more of your Junior ISA Allowance.


Ready to invest?

Move your child's money in a few easy steps. Capital at risk.

Transfer now
Phone icon Call us on 0808 274 6776

Lines are open:
Monday to Thursday: 9am – 7pm
Friday: 9am – 6pm
Saturday: 10am – 2pm
Sunday: Closed

1 Investec assets under management at 30 September 2018: £109.2 billion 
Vanguard assets under management at 31 October 2018: £3.9 trillion

2 Source: VitalityInvest Retirement Plan VitalityInvest ISA and Junior ISA Fund List, October 2018

*If you open a Junior ISA with us and earn enough Vitality points through our Vitality Core healthy living programme to reach Platinum status, the product charge is zero. Terms and conditions apply. Learn more