Skip to Content

Vitality active rewards

Apple Watch

Phone icon Life insurance quotes, call 01612167595
Apple Watch logo


Join Vitality and get the newest
Apple Watch Series 3 GPS and
Apple Watch Nike+ Series 3 GPS
from £0 upfront.

Apple Watch Series 3 offer with Vitality life insurance

Join Vitality and get Apple Watch Series 3 GPS 38mm and Apple Watch Nike+ Series 3 GPS 38mm from £0 and pay nothing more if you stay active and track your activity to earn Vitality points.

£0 upfront payment offer is available from 23 October 2017 until 31 December 2017 inclusive.

Your monthly payment will be between £0 and £12.50 depending on your level of activity during the previous month.

Selected GPS + Cellular models will be available later this year. 



Apple Watch


All it takes is a few minutes to get a quote online.

How it works

Apple Watch Series 3 starts at £329 so you’ll make an initial upfront payment of £0 for 38mm models or £59 for 42mm models, followed by 24 monthly payments of between £0 and £12.50. Upfront payments vary depending on the model you choose, but the monthly payments are still between £0 and £12.50.

To fully fund the balance of your Apple Watch, earn 160 Vitality activity points every month and stay with us for the entire purchase period. Take a look at all the ways you can earn Vitality activity points.

Activity points table for Apple Watch

Illustrative examples

Illustrative example based on Apple Watch Series 3, 38mm Space Grey Aluminium Case with Black Sports Band

Frequently asked questions

Your questions answered.

Do I need health or life insurance to get this offer?

Yes, before you can buy an Apple Watch through Vitality, you need a Vitality health insurance plan, or a Vitality life insurance plan with Vitality Optimiser or Wellness Optimiser for an additional monthly fee*.

Which models can I buy through Vitality?

You can buy selected Apple Watch Series 3 models through Vitality. You can see the full list of models and prices here. You'll be able to buy selected Apple Watch Series 3 (GPS + Cellular) models later this year.

What's the difference between Apple Watch Series 3 GPS and Apple Watch Series 3 GPS + Cellular?

You can use the mobile data connection on the GPS + Cellular model to make and take calls, use apps and stream tracks through Apple Music (providing you have a subscription to Apple Music).

To use the GPS + Cellular model you’ll need an iPhone 6 or above running iOS 11 or above. You’ll also need a mobile phone contract with EE for your iPhone and a separate data plan for your Apple Watch also with EE.

If your iPhone contract is on another network e.g. O2 or Vodafone, you won’t be able to use the Apple Watch Cellular function at the moment.

I'm already a Vitality member. Can I get this reward?

To get an Apple Watch through Vitality, you need to be on one of the following plans; a VitalityHealth Personal Healthcare plan, VitalityHealth Business or Corporate Healthcare plan with Vitality Plus or a VitalityLife plan with Vitality Plus, Wellness Optimiser or Vitality Optimser.

If you’re on an eligible Personal Healthcare plan or VitalityLife plan you can get an Apple Watch now. If you’re the insured employee on an eligible Business or Corporate Healthcare plan, you’ll be able to get an Apple Watch from renewal following 30th September 2016. Visit the ‘My plan’ page on the Member Zone to check your plan renewal date.

How do I earn points with Apple Watch?

Download the Vitality Member app to your iPhone (5s or above with iOS 11 or above for GPS models. 6 or above with iOS 11 or above on an EE contract only for GPS + Cellular models). Then track your activity with your new Apple Watch to earn Vitality activity points.

How much will my Direct Debit be each month?

You’ll set up a variable Direct Debit for up to £12.50 each month for 24 months. By earning Vitality activity points, you can reduce your monthly payments to as little as £0.

Important Information

Available with Wellness Optimiser or Vitality Optimiser at £3.80 per month plus have a minimum monthly premium of £30 for a single policy and £40 for a joint policy. This fee is subject to change. To find out about these charges please read our reward terms and conditions. Minimum monthly premiums apply. 

Offer applies to selected Apple Watch Series 3 models and is not available to Vitality members who have already purchased an Apple Watch through Vitality. Initial upfront payment will vary depending on model. £0 upfront payment available from 23 October 2017 until 31 December 2017. Over 18s only. 0% APR, variable direct debit for 24 months. A credit check and eligibility criteria applies. Subject to status. Initial upfront payment will be £59 for the 42mm model. Monthly payments depend on your level of activity and could be between £0 and £12.50. Exclusive lender is PayBreak Limited. Excludes Channel Islands and Isle of Man. Vitality Corporate Services Limited acts as a credit broker and is authorised and regulated by the Financial Conduct Authority. Registered office at 3 More London Riverside, London, SE1 2AQ.

Details correct as of October 2017. View the full terms and conditions

Computer icon Get a Quote

All it takes is a couple of minutes.

Get a quote
Phone icon Call us on
0161 2167 595

Speak to a VitalityLife adviser for tailored advice.
Lines open:
8am - 8pm Monday to Friday
9am - 5pm Saturday and Sunday 

Request a callback