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Vitality Active Rewards

Apple Watch


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Apple Watch logo


Join Vitality and get
Apple Watch Series 5
from £159* upfront.
Minimum monthly premiums and
T&Cs apply.

Track your health with Apple Watch Series 5

Join VitalityLife and get a selected Apple Watch Series 5 from £159. Pay nothing more if you stay active and track your activity to earn Vitality points.

Any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month. You'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months.

Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please log in to Member Zone for more details.

Prices shown refer to Apple Watch Series 5 40 mm Space Grey aluminium model with sport band.

Minimum monthly premiums and terms and conditions apply.

Which models & colours can I purchase through Vitality?

Device Description RRP  Price for Vitality
members
 Apple Watch Series 4 Silver with White Sport Band

Apple Watch Series 5 Silver Aluminium Case with White Sport Band
GPS (40mm)
GPS (44mm)
GPS + Cellular (40mm)
GPS + Cellular (44mm)


From £399
From £429
From £499
From £529

From £159
From £189
From £259
From £289
 Apple Watch Series 5 Gold Aluminium case with Pink Sand Sport Band

Apple Watch Series 5 Gold Aluminium case with Pink Sand Sport Band
GPS (40mm)
GPS (44mm)
GPS + Cellular (40mm)
GPS + Cellular (44mm)


From £399
From £429
From £499
From £529

From £159
From £189
From £259
From £289
 Apple Watch Series 5 Space Grey Aluminium case with Black Sport Band

Apple Watch Series 5 Space Grey Aluminium case with Black Sport Band
GPS (40mm)
GPS (44mm)
GPS + Cellular (40mm)
GPS + Cellular (44mm)


From £399
From £429
From £499
From £529

From £159
From £189
From £259
From £289
 Apple Watch Nike Series 5 Space Grey Aluminium case with Anthracite/Black Nike Sport Band

Apple Watch Nike Series 5 Space Grey Aluminium case with Anthracite/Black Nike Sport Band
GPS + Cellular (40mm)
GPS + Cellular (44mm)


From £499
From £529

From £259
From £289
 Apple Watch Nike Series 5 Silver Aluminium case with Pure Platinum/Black Nike Sport Band Apple Watch Nike Series 5 Silver Aluminium case with Pure Platinum/Black Nike Sport Band
GPS + Cellular (40mm)
GPS + Cellular (44mm)


From £499
From £529


From £259
From £289



How the offer works

Apple Watch Series 5 starts at £399.

New VitalityLife members can get a selected Apple Watch Series 5 from £159 upfront and any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month.

VitalityInvest members who have a qualifying plan (this includes customers in drawdown with Vitality Plus) can get a selected Apple Watch Series 5 from £159 upfront and any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month.

Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please visit Member Zone for more details.

Minimum monthly premiums and terms and conditions apply.

To fully fund the balance of your Apple Watch, earn 160 Vitality activity points every month and stay with us for the entire loan period. Take a look at all the ways you can earn Vitality activity points. 

Here's an example

Based on Apple Watch Series 5 Space Grey aluminium model with sport band.

Apple Watch size  Total price Initial upfront payment Your activity Monthly Direct Debit payment Balance paid Total saving
 40mm £399 £159 160 activity points per month for 24 months £0 £0 (0% APR, variable Direct Debit for 24 months) £240
 44mm £429 £189 80 activity points per month for 24 months £6 £144 (0% APR, variable Direct Debit for 24 months) £96
Apple Watch Series 5 points table

Frequently asked questions

Your questions answered

Who can get Apple Watch?

To get Apple Watch through Vitality Active Rewards, you will need to have one of the following Vitality plans:

  • VitalityLife plan with Vitality Optimiser, Wellness Optimiser at £4.50 per month plus have a minimum monthly premium above £60. If you change your VitalityLife plan to one of our Lite plans, all Vitality contributions will end from the day you change. To find out about the VitalityLife charges please read our reward terms and conditions.
  • VitalityInvest Retirement Plan in drawdown if you add Vitality Plus to your plan for an additional monthly fee of £4.50.

The reward is limited to one Vitality member aged 18 and over per household, and it’s not available to members in the Channel Islands

I’m already a Vitality member. Can I get this reward?

Yes, if you have one of the eligible plans above and haven't previously claimed the Vitality Apple Watch offer. Upfront payments and monthly contributions differ for those members who have.   

Which models can I buy through Vitality?

You can buy selected Apple Watch Series 5 models through Vitality. You can see the full list of models and prices here.

I already have more than one Apple Watch bought through Vitality what does the change mean for me?

If you already have multiple Apple Watches purchased through Vitality for all insured adult members on your joint plan, you’ll be able to continue to benefit from this until the end of the loan periods. If you finish the payment on one of the watches, but are still paying for the other watch, you won’t be able to get a new Apple Watch through Vitality until all existing watches have been fully paid off. However, you can still continue to have an Apple Watch linked for each adult member insured on the plan to earn Vitality points. Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Minimum monthly premiums, credit agreement and terms and conditions apply.

How do I earn Vitality points with Apple Watch?

Download the Vitality Member app to your iPhone. Apple Watch Series 5 requires iPhone 6s or later with iOS 13 or above. Then track your activity with your new Apple Watch to earn Vitality activity points.

How much will my Direct Debit be each month?

VitalityLife/VitalityInvest members will set up a variable Direct Debit for up to £10 each month for 24 months.

Important Information

Apple Watch Series 5

Offer applies to selected Apple Watch Series 5 and Apple Watch Nike Series 5 40 mm or 44 mm models only. Offer only available to members aged 18 or over. Not available in the Channel Islands. Eligibility for this offer is subject to financial circumstances and status. Upon a successful credit check you'll need to make an initial upfront payment which will vary depending on the model you choose to a maximum of £289. The maximum RRP of Apple Watch under this offer is £529.00.

For VitalityLife or VitalityInvest, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £10.00.

Minimum monthly premiums and terms and conditions apply.

If you are unable to maintain your payments the lender reserves the right to cancel your credit agreement. If you cancel your Vitality plan and have not completed your payments under the credit agreement, your credit agreement with the lender will continue under the terms of that agreement. VitalityLife and VitalityInvest are trading names of Vitality Corporate Services Limited, who for the purposes of this offer are acting as a credit broker only and not a lender. afforditNOW is a suite of lending products offered by PayBreak Limited, the exclusive lender. Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. Registered office at 3 More London Riverside, London, SE1 2AQ. Further terms and conditions apply. PayBreak Limited is authorised and regulated by the Financial Conduct Authority. Registered offices at Grosvenor House, 20 Barrington Road, Altrincham, WA14 1HB.

Details correct as of October 2019. View the full terms and conditions

View the full Apple Watch terms and conditions.

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