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Moving home?

Make sure you cover the roof over your head.

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A mortgage is probably the biggest financial commitment you’ll ever make

Whether it’s your first home or your next step up on the property ladder, make sure you stay protected with our Mortgage Plus Plan. Take your pick from two types of award-winning cover – Mortgage Life Cover and Mortgage Incapacity Cover. 

Get a discount of up to 40% off your monthly premiums when you take out a life insurance policy with Wellness Optimiser*. Everyone will get an upfront discount from day one. And if you keep active, your discount could increase even further. After the first year, your premium could go up or down depending on how active you are.

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Get an online quote in minutes or
call a VitalityLife adviser on 
0161 2167 595

How can I protect my mortgage?

We’ve got a range of insurance options to make sure you get the right type of cover for your needs.

  • Cover specific for my mortgage

    Monthly payments toward you mortgage if you die or are diagnosed with a terminal illness. 

  • Cover for my family and mortgage

    If you have a family or other dependants, you’ll want to make sure they have enough money to live on if you die. 

  • Cover when my income is at risk

    If you get sick or injured and can’t pay your bills, we could give you a tax-free income which can be used to cover your mortgage. 

  • Cover if I have a critical illness

    If you’re diagnosed with one of the up to 174 Serious Illnesses that we cover, we’ll pay you a cash lump sum based on the severity of your condition that can be used towards your mortgage.

Get our best savings and rewards

Discounts, savings and rewards.
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0161 2167 595

Speak to a VitalityLife adviser for tailored advice.
Lines open:
8am - 9pm Monday to Thursday
8am - 7pm Friday
9am - 5pm Saturday
Closed - Sunday

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*Minimum monthly premiums of £30 for a single policy and £40 for a joint policy apply. Available with Wellness Optimiser or Vitality Optimiser for an additional fee of £3.80 per month. .