Our 5-star award-winning protection just got cheaper
Get a discount of up to 40% off your monthly premiums when you take out a life insurance policy with Wellness Optimiser**.
It doesn’t matter how healthy you are today – everyone will get an upfront discount from day one. After the first year, your premium could go up or down depending on whether you take steps to understand and improve your health.
Why choose VitalityLife?
Our life cover, serious illness cover and income protection have all received 5-star Defaqto awards.
Peace of mind
In 2015, we paid out 98% of all life insurance claims.
Savings of up to £2,276.04 per year
If you use all of our discounts and rewards, reaching platinum status.
Get our best savings and rewards
Up to 40% off life insurance premiums plus access to our exclusive rewards partners with Wellness Optimiser
- Up to 25% off Ocado healthy food with free delivery. Save up to £300 per year1
- Get a weekly cinema ticket for Cineworld or Vue2. Save over £665 per year*
- Get up to 40% off British Airways return economy flights to the UK and Europe3. Saving you up to £230 per year*
Is Life Insurance for me?
If you have anyone financially dependent on you, such as a partner, sibling, children or even an aging parent, then life insurance is for you.
Should there be a serious illness or loss in your family, a life insurance policy would offer financial support and peace of mind. Life insurance can help with paying off debts, household bills, childcare costs and account for your mortgage payments.
With our 5-star Defaqto cover, you can either take out Term Life insurance that will cover you for a fixed period of time, or Whole of Life Insurance that covers you as long as you need it.
All it takes is a couple of minutes.
0161 2167 595
Speak to a VitalityLife adviser for tailored advice.
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday
*If you take out £150,000 cover over 25 years.
**Minimum monthly protection premiums apply. The premium discount is available on fixed term policies with Wellness Optimiser for an additional monthly fee of £3.80. The rewards mentioned are available with Wellness Optimiser or Vitality Optimiser for an additional monthly fee of £3.80. This fee is subject to change. To find out about these charges please read our reward terms and conditions.
1Discount between 10-25% and applies to the first £100 of healthy food and drink each month. Minimum monthly premiums, terms & exclusions apply. Ocado delivery restrictions apply.
The Ocado savings example is based on a member on Platinum status spending £100 on healthy foods per month and receiving the maximum £25 discount per month.
2 If you have more than one adult on your plan, you each need to earn nine Vitality points per week for tracking your exercise to unlock a cinema ticket for every member on your plan. Maximum of one ticket per week for each person on your plan at either a Cineworld or Vue cinema.
Codes are not valid for viewings at Cineworld Leicester Square. Upgrades for 3D films, alternative content and special showings or extras like VIP seats available for an additional cost. Cinema ticket voucher codes can only be used by Vitality members. In absolutely no circumstances can voucher codes be sold or gifted to third parties by a member.
The cinema saving is based on one adult cinema ticket per week at Vue Islington at £12.79 per ticket.
3Applies to return economy flights to selected domestic and short haul destinations and includes taxes and charges. The discount is subject to a minimum stay depending on the day of departure. Two nights overnight stay needed for Sunday to Thursday departures, and one night overnight stay needed for Friday and Saturday departures. You can book up to two trips a year depending on your Vitality status. Please note that if you pay by credit card, a separate credit card fee will apply. The discount applies to standard, hand baggage only, semi-flexible and fully-flexible fares. The discount does not apply to optional extras such as special baggage fees.
The British Airways discount is based on a member on Platinum status booking one return flight from LHR to Rome departing 05/08/2016 and returning 08/08/2016 for £579.11 including taxes and charges.