Award-winning Life Cover
WHAT IT IS
Life Cover pays out a sum of money to your family or a nominated person when you die. With our 5-star Defaqto cover, you can either take out Term Life Insurance for a fixed number of years; or Whole of Life Insurance for the rest of your life.
HOW IT HELPS
By taking out Life Cover, you know that your actions today will give your family some extra welcome help tomorrow. If the worst should happen to you, we can help with such things as paying off your debts, household bills or mortgage repayments, to give your family a little extra support when they need it most.
Get something in return for your premiums
Up to 47% upfront discount on your premiums
Up to £125 cashback each year
50% off Virgin Active monthly gym membership fees
(a joining fee applies)1
A weekly reward cinema ticket at Cineworld or Vue2
Up to 40% off return economy flights to the UK and Europe with British Airways3
And many more besides.
Get the best cover for your needs
Cover just for me
Explore the best protection options for singles.
Cover for me and my partner
Explore the best protection options for couples.
Cover for me and my family
Explore the best protection options for families.
Cover for when I'm retired
Explore the best protection options if you’re nearing retirement.
Life Cover frequently asked questions
Why should I buy life insurance?
How do you work out the price of my life insurance?
How long should I take out life insurance for?
What are the minimum monthly premium and minimum cover amounts?
Get our best savings and rewards
Why choose VitalityLife?
Our core insurance products are Five-star Defaqto rated.
Get our exclusive partner rewards for being healthy.
Discounts and cashback
Save on your protection premiums and earn cashback every year.
All it takes is a couple of minutes.
0161 2167 595
Speak to a VitalityLife adviser for tailored advice.
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday