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Wellness Optimiser and Vitality Optimiser

What it costs

A small monthly fee for access to big benefits

You’ll pay an additional monthly fee on top of your premium in order to get access to rewards with Wellness Optimiser, Vitality Optimiser or Vitality Plus.

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What it costs a month

  Additional monthly fee 
Wellness Optimiser with Vitality Plus*  £4.50 
Wellness Optimiser with Vitality Lite  £1.75 
Vitality Optimiser with Vitality Plus*  £4.50 
Vitality Optimiser with Vitality Lite  £1.75 
Standard Cover with Vitality Plus*  £6.00 

Optional Serious Illness Cover for Children or Education Cover 

There's also an extra monthly fee of £2 for each child protected under these cover options.

Each year, these fees may go up, go down or stay the same, depending on inflation and any changes we make to the rewards and benefits we offer. Unlike your protection premium, these fees aren’t discounted and aren’t affected by what you do to look after your health.

*To get access to Wellness Optimiser or Vitality Optimiser with Vitality Plus, your protection premiums need to be over £45 per month or more for a single policy, or over £60 per month or more for a joint policy.

Vitality Plus may also be added within three months of the plan's start date or at each anniversary of the plan. Further terms and conditions apply.

Compare your benefit options

Explore the differences between the benefits available to you with Wellness Optimiser and Vitality Optimiser.

Learn more
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Lines open: 
Monday to Thursday 9am-6pm, Friday 9am-5pm, Saturday 10am-2pm
Sunday and bank holidays: Closed

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