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Vitality
25% cashback guaranteed. 1 July to 31 August

Drive well. Get cashback 

Earn up to 25% cashback every month, based on your premium1. Good drivers will earn on average up to £98 cashback a year2. So it really pays to drive well with Vitality.

And with our summer offer, we'll guarantee your 25% cashback for July and August 20223.

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1 Optional extras and interest charges are excluded. Terms and conditions apply. 2 Based on a member earning the full 25% Cashback Reward, calculated using the average Vitality Car core insurance premium for policies sold between 1 June 2021 to 31 May 2022. 3 Summer offer terms and conditions apply.

25% cashback guaranteed for July and August 2022

Get 25% cashback, based on your premium. Here's how:

  1. Buy a Vitality car insurance plan
  2. Fit our sensor and connect it to the Vitality app
  3. Record at least one driving trip a month
Offer available to all new and existing members, who have an active plan.
Car cashback 25
Cashback every month

And earn cashback every month from September

You can earn up to 25% cashback every month, based on your premium. It's simple:
  1. Keep recording your trips
  2. Earn at least 10 good driving days

Reach 10 good driving days a month for 10% cashback, each good driving day after that will earn you a further 1% cashback – up to 25%.

For example:

10 good driving days = 10% cashback
17 good driving days = 17% cashback
25 good driving days = 25% cashback

Things to know

  • A good driving day is when you get the maximum six daily driving points on the app, by driving well or having a car-free day
  • You can earn up to 10 good driving days a month for car-free days

Car cashback FAQs

Only the planholder can earn cashback. But trips taken by named drivers will count towards the number of good driving days earned.
All Vitality car insurance members are eligible for our cashback reward. You just need to have an active car insurance plan with us. To qualify, just link your sensor to the Vitality App for the cars you insure with us.

We'll base the amount of cashback you receive per month on your core insurance premium amount divided by 12. This amount includes Insurance Premium Tax but excludes add-ons like Motor Legal Protection Cover, Breakdown Cover, No Claims Discount Protection Cover, Replacement Car Cover; and any interest charged if your Insurance Premium is paid by monthly direct debits.

If your premium changes during the month, we'll use your new premium to calculate your cashback amount from the next month.

You'll be able to request withdrawal of the full cashback balance from the app. You can start withdrawing cashback soon, we'll let you know when it's ready.

Cashback offer terms and conditions

VitalityCar Cashback Special Offer

1 April 2022 to 30 June 2022 - This offer has now ended
Terms and Conditions

 

Definitions

“Cashback” means the amount you receive if you are eligible for the Cashback Special Offer during the Special Offer Period. This is calculated on the monthly cost of your core Insurance Premium (as set out in section 4 below). This is not a refund of your Insurance Premium. During the Special Offer Period, we will guarantee your Cashback percentage to be 25% each month, subject to the terms set out herein.

“Insurance Premium” means the core insurance premium you pay as part of your VitalityCar Insurance Plan. Your core insurance premium includes Insurance Premium Tax but excludes any add-ons or interest payments as set out in section 4.

“Insurance Premium Tax” means the tax that is payable on car insurance premiums.

“Special Offer Period” means 1 April 2022 to 30 June 2022 (inclusive).

“Vitality App” means the app which can be downloaded and accessed by members here on Google Play or the App Store. The app allows members to track their rewards and get fast access to their Plan details.

“VitalityCar Insurance Plan” or “Plan” means the insurance plan arranged by VitalityCar and underwritten by and administered by Covea Insurance plc.

1. What is the VitalityCar Cashback Special Offer?

  • Your VitalityCar Insurance Plan lets you earn up to 25% Cashback as a reward for driving well each month (“Cashback Reward”). The Cashback amount will be calculated on the monthly cost of your core Insurance Premium (as set out in section 4 below).
  • During the Special Offer Period, we will guarantee your Cashback Reward percentage to be 25% each month if you link your sensor to the Vitality App and record one trip in each month during the Special Offer Period on the Vitality App, subject to the terms set out herein (the “Cashback Special Offer”).

2. Who is Eligible for the Cashback Special Offer?

  • Any Plan holder with a VitalityCar Insurance Plan. This Special Offer is available to existing Plan holders and those who take out a Plan during the Special Offer Period.
  • This Special Offer is for the Plan holder only and cannot be redeemed by the named drivers. However, any named drivers who link their Vitality App to the Plan holder’s sensor and record one trip in each month during the Special Offer Period, will contribute towards the Cashback Special Offer.

3. How Do I Gain the Guaranteed 25% Cashback Special Offer?

  • To gain the Cashback Special Offer, you must install your sensor(s) in the car(s) that are registered under your VitalityCar Insurance Plan(s) and sync these sensor(s) to your Vitality App. You can sync your sensor(s) to the Vitality App by following the instructions set out here. Once your sensor(s) are synced, you must record one trip on the Vitality App in each month during the Special Offer Period.
  • If you take out a new VitalityCar Insurance Plan during the Special Offer Period, you will only be eligible to earn the Cashback Special Offer on the remaining months until the end of the Special Offer Period. For example, if you join on 3 May 2022 you will only be eligible for the Cashback Special Offer in May 2022 and June 2022.
  • It is your responsibility to make sure that your sensor(s) are synced to the Vitality App during each month of the Special Offer Period and that your trips are up to date on the Vitality App each month.

4. How Do You Work Out How Much Cashback I Am Eligible For?

  • We will base the amount of Cashback you receive per month on your Insurance Premium amount divided by 12. This amount includes Insurance Premium Tax but excludes add-ons like Motor Legal Protection Cover, Breakdown Cover, No Claims Discount Protection Cover , Replacement Car Cover; and any interest charged if your Insurance Premium is paid by monthly direct debits.
  • If you join mid-way through the month, we’ll base the amount of Cashback you receive that month on the number of days you’ve paid the Insurance Premium for in that month.
  • To calculate the Cashback, we will use the Insurance Premium which is active on the first day of the month in which you earn the Cashback during the Special Offer Period. If you make any changes to your cover or renew your VitalityCar Insurance Plan during any month in the Special Offer Period, we’ll use your new Insurance Premium to calculate your Cashback from the next month.
  • To give you time to start recording your driving on the Vitality App if you take out a new VitalityCar Insurance Plan during the Special Offer Period, we will guarantee your Cashback Special Offer for the month you join, provided you record one trip by the end of the following month on the Vitality App. For example, if you join in June, we will guarantee your Cashback Special Offer, provided you record one trip by the end of July on the Vitality App.
  • In order for us to calculate the amount of Cashback you will earn during the Special Offer Period, you will need to make sure that your sensor(s) are synced to your Vitality App each month during the Special Offer Period.

5. How and When Can I Withdraw My Cashback?

  • We will confirm the amount of Cashback you have earned during the Special Offer Period at the end of the Special Offer Period. We will aim to confirm this amount by 31 July 2022 at the latest (subject to delays that are beyond our control). Once we have confirmed the amount of Cashback earned, it will become available in the balance on your Vitality App.
  • Your VitalityCar Insurance Plan must be active at the end of the Special Offer Period for you to claim the Cashback amount.
  • Once the amount of Cashback you’ve earned has been calculated by us and added to your balance on the Vitality App, you can withdraw the full amount at any time by requesting to do so on the Vitality App.
  • To withdraw your Cashback balance, you must provide us with your bank details in the Member Zone, which can be accessed through your Vitality App. It is your responsibility to ensure your details are up to date at all times.
  • You can only withdraw the full available Cashback balance as shown on your Vitality App. We are unable to pay out part of the balance to you. If you request to withdraw your Cashback on the Vitality App, we'll pay it into the bank account you have provided us with on the Member Zone within three to five working days (subject to any delays that are beyond our control).

6. What if I have more than one VitalityCar Insurance Plan?

  • If you have more than one VitalityCar Insurance Plan, we’ll calculate your Cashback based on the combined total monthly Insurance Premium for each of your VitalityCar Insurance Plans (calculated in accordance with section 4 above).
  • When making the calculation, we'll also take into account all driving from all vehicles registered on your VitalityCar Insurance Plans.
  • In order to earn the Cashback, you must install a sensor in each of your vehicles that are registered under your Plan and sync all of these sensors to your Vitality App. In order for us to calculate your Cashback amount each month, you must make sure all of your sensors are synced to your Vitality App each month during the Special Offer Period. You cannot earn Cashback if any one of your vehicles are not synced to your Vitality App.

7. General Information

  • We reserve the right to amend or withdraw this reward at any time and for any reason, including where we determine, at our absolute discretion there is fraudulent behaviour by any participant.
  • This Cashback Reward is non-transferable and non-exchangeable.
  • We accept no responsibility for any Cashback payments that are not delivered to you or lost as a result of you not updating your bank details on the Member Zone prior to payment of the Cashback balance.
  • We are not liable to any person in any way in relation to this Cashback Reward, except for any liability that cannot be excluded by law.
  • We accept no responsibility for any entries of information on the Vitality App that are unsuccessfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.
  • These Terms and Conditions are governed by English law and the parties agree to submit to the exclusive jurisdiction of English and Welsh courts and tribunals with regard to any dispute or claim arising under these Terms and Conditions.
  • VitalityCar is a trading name of Vitality Corporate Services Limited of 3 More London Riverside, London SE1 2AQ. Registered in England and Wales under company registration number 05933141
  • The Vitality Car Insurance Plan is underwritten by Covea Insurance plc (registered number 00613259) of Norman Place, Reading, Berkshire, RG1 8DA. Covea Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 202277)
  • Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 461107).
  • Any personal data you provide to us will be used for the purposes of this Cashback Special Offer and in accordance with our Privacy Notice.

VitalityCar Cashback Summer Special Offer

1 July 2022 to 31 August 2022
Terms and Conditions

 

Definitions

“Cashback” means the amount you receive if you are eligible for the Summer Cashback Special Offer during the Summer Special Offer Period. This is calculated on the monthly cost of your core Insurance Premium (as set out in section 4 below). This is not a refund of your Insurance Premium. During the Summer Special Offer Period, we will guarantee your Cashback percentage to be 25% each month, subject to the terms set out herein.

“Insurance Premium” means the core insurance premium you pay as part of your VitalityCar Insurance Plan. Your core insurance premium includes Insurance Premium Tax but excludes any add-ons or interest payments as set out in section 4.

“Insurance Premium Tax” means the tax that is payable on car insurance premiums.

“Summer Special Offer Period” means 1 July 2022 to 31 August 2022 (inclusive).

“Vitality App” means the app which can be downloaded and accessed by members here on Google Play or the App Store. The app allows members to track their rewards and get fast access to their Plan details.

“VitalityCar Insurance Plan” or “Plan” means the insurance plan arranged by VitalityCar and underwritten by and administered by Covea Insurance plc.

1. What is the VitalityCar Cashback Summer Special Offer?

  • Your VitalityCar Insurance Plan lets you earn up to 25% Cashback as a reward for driving well each month (“Cashback Reward”). The Cashback amount will be calculated on the monthly cost of your core Insurance Premium (as set out in section 4 below).
  • During the Summer Special Offer Period, we will guarantee your Cashback Reward percentage to be 25% each month if you link your sensor to the Vitality App and record one trip in each month during the Summer Special Offer Period on the Vitality App, subject to the terms set out herein (the “Summer Cashback Special Offer”).

2. Who is Eligible for the Summer Cashback Special Offer?

  • Any Plan holder with a VitalityCar Insurance Plan. This Summer Special Offer is available to existing Plan holders and those who take out a Plan during the Summer Special Offer Period.
  • This Summer Special Offer is for the Plan holder only and cannot be redeemed by the named drivers. However, any named drivers who link their Vitality App to the Plan holder’s sensor and record one trip in each month during the Summer Special Offer Period, will contribute towards the Summer Cashback Special Offer.
  • If you had participated in our previous cashback special offer running from 1 April 2022 to 31 June 2022 (inclusive) you will be eligible to participate in this Summer Special Offer (subject to the terms herein). 

3. How Do I Gain the Guaranteed 25% Summer Cashback Special Offer?

  • To gain the Summer Cashback Special Offer, you must install your sensor(s) in the car(s) that are registered under your VitalityCar Insurance Plan(s) and sync these sensor(s) to your Vitality App. You can sync your sensor(s) to the Vitality App by following the instructions set out here. Once your sensor(s) are synced, you must record one trip on the Vitality App in each month during the Summer Special Offer Period.
  • If you take out a new VitalityCar Insurance Plan during the Summer Special Offer Period, you will only be eligible to earn the Summer Cashback Special Offer on the remaining months until the end of the Summer Special Offer Period. For example, if you join on 3 July 2022 you will only be eligible for the Cashback Special Offer in July 2022 and August 2022.
  • It is your responsibility to make sure that your sensor(s) are synced to the Vitality App during each month of the Summer Special Offer Period and that your trips are up to date on the Vitality App each month.

4. How Do You Work Out How Much Cashback I Am Eligible For?

  • We will base the amount of Cashback you receive per month on your Insurance Premium amount divided by 12. This amount includes Insurance Premium Tax but excludes add-ons like Motor Legal Protection Cover, Breakdown Cover, No Claims Discount Protection Cover , Replacement Car Cover; and any interest charged if your Insurance Premium is paid by monthly direct debits.
  • If you join mid-way through the month, we'll base the amount of Cashback you receive that month on the number of days you've paid the Insurance Premium for in that month.
  • To calculate the Cashback, we will use the Insurance Premium which is active on the first day of the month in which you earn the Cashback during the Summer Special Offer Period. If you make any changes to your cover or renew your VitalityCar Insurance Plan during any month in the Summer Special Offer Period, we’ll use your new Insurance Premium to calculate your Cashback from the next month.
  • To give you time to start recording your driving on the Vitality App if you take out a new VitalityCar Insurance Plan during the Summer Special Offer Period, we will guarantee your Summer Cashback Special Offer for the month you join, provided you record one trip by the end of the following month on the Vitality App. For example, if you join in August, we will guarantee your Summer Cashback Special Offer, provided you record one trip by the end of September on the Vitality App.
  • In order for us to calculate the amount of Cashback you will earn during the Summer Special Offer Period, you will need to make sure that your sensor(s) are synced to your Vitality App each month during the Summer Special Offer Period.

5. How and When Can I Withdraw My Cashback?

  • We will confirm the amount of Cashback you have earned during the Summer Special Offer Period at the end of the Special Offer Period. We will aim to confirm this amount by 30 September 2022 at the latest (subject to delays that are beyond our control). Once we have confirmed the amount of Cashback earned, it will become available in the balance on your Vitality App.
  • Your VitalityCar Insurance Plan must be active at the end of July 2022 and August 2022 to claim the Cashback amount for each of these months.
  • Once the amount of Cashback you’ve earned has been calculated by us and added to your balance on the Vitality App, you can withdraw the full amount at any time by requesting to do so on the Vitality App.
  • To withdraw your Cashback balance, you must provide us with your bank details in the Member Zone, which can be accessed through your Vitality App. It is your responsibility to ensure your details are up to date at all times.
  • You can only withdraw the full available Cashback balance as shown on your Vitality App. We are unable to pay out part of the balance to you. If you request to withdraw your Cashback on the Vitality App, we'll pay it into the bank account you have provided us with on the Member Zone within three to five working days (subject to any delays that are beyond our control).

6. What if I have more than one VitalityCar Insurance Plan?

  • If you have more than one VitalityCar Insurance Plan, we’ll calculate your Cashback based on the combined total monthly Insurance Premium for each of your VitalityCar Insurance Plans (calculated in accordance with section 4 above).
  • When making the calculation, we'll also take into account all driving from all vehicles registered on your VitalityCar Insurance Plans.
  • In order to earn the Cashback, you must install a sensor in each of your vehicles that are registered under your Plan and sync all of these sensors to your Vitality App. In order for us to calculate your Cashback amount each month, you must make sure all of your sensors are synced to your Vitality App each month during the Summer Special Offer Period. You cannot earn Cashback if any one of your vehicles are not synced to your Vitality App.

7. General Information

  • We reserve the right to amend or withdraw this reward at any time and for any reason, including where we determine, at our absolute discretion there is fraudulent behaviour by any participant.
  • This Summer Cashback Reward is non-transferable and non-exchangeable.
  • We accept no responsibility for any Cashback payments that are not delivered to you or lost as a result of you not updating your bank details on the Member Zone prior to payment of the Cashback balance.
  • We are not liable to any person in any way in relation to this Summer Cashback Reward, except for any liability that cannot be excluded by law.
  • We accept no responsibility for any entries of information on the Vitality App that are unsuccessfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.
  • These Terms and Conditions are governed by English law and the parties agree to submit to the exclusive jurisdiction of English and Welsh courts and tribunals with regard to any dispute or claim arising under these Terms and Conditions.
  • VitalityCar is a trading name of Vitality Corporate Services Limited of 3 More London Riverside, London SE1 2AQ. Registered in England and Wales under company registration number 05933141
  • The Vitality Car Insurance Plan is underwritten by Covea Insurance plc (registered number 00613259) of Norman Place, Reading, Berkshire, RG1 8DA. Covea Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 202277)
  • Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 461107).
  • Any personal data you provide to us will be used for the purposes of this Cashback Special Offer and in accordance with our Privacy Notice.