Cashback on your Credit Card spend
Buy a qualifying health insurance or life insurance plan and get up to 2% cashback on your Credit Card spend when you get active. Boost your cashback when you have two qualifying plans to become Vitality Pink. Only available on the Vitality American Express® Credit Card.
Representative Example
Representative 29.7% APR variable. Based on no annual Card fee, assumed credit limit of £1,200 and a purchase rate of 29.7% variable. Subject to approval. The Card interest rate is variable and will change in line with any Bank of England base rate changes. Qualifying plans1, American Express terms and conditions2 and Vitality terms and conditions3 apply.
Want to pay at your own pace? You can spread the cost of your purchases into equal monthly payments with Plan It™ Instalment Plans. Available on American Express® Credit Cards.
Sharing the benefits of healthy living, with boosted cashback on the Card
The Vitality American Express Credit Card is different from other cashback credit cards. It boosts cashback on your Card spend when you get active. The more active you are, the more cashback you can earn.Card cashback at a glance:
• Earn up to 1% American Express cashback2 on your Card spend
• Earn up to 1% as a Vitality healthy cashback booster4 on your Card spend, when you get active with Vitality.
You can apply for the Card when you become a Vitality member with a qualifying plan and you are 18 years or over.
Find out how much cashback you could earn
Across the nation, people are boosting their cashback savings by getting active.We've teamed up with American Express® to create an interactive map to show you how the nation likes to exercise [1]. You'll also be able to see how much cashback you could earn with your own card, when you get active.
[1] Based on the Omnibus research conducted by Opinium. 2,000 UK adults were surveyed between 4 November and 8 November 2022.
Spend on the Card to get £100 cashback
If you spend £2,000 in your first three months of cardmembership, we'll give you £100 cashback.
We'll pay it onto your Card in the month after your card anniversary.
The more you have with us, the better it gets
When you buy qualifying health and life insurance plans, we boost your rewards. We call this Vitality Pink. One of the rewards we boost is the Vitality American Express Credit Card.If you become Vitality Pink, we’ll boost your Vitality healthy cashback booster to up to 2%. So you could earn up to 3% cashback on the Card when you get active.
How Vitality Amex Credit Cards rewards work
Step 1
Buying a qualifying health insurance or life insurance plan, or both.
Step 2
Download our Member app and complete your Health Profile. Then link your device to the Vitality Member app to earn Vitality activity points.
Step 3
Apply for the Card in Member Zone. Then spend on the Card and get active to earn boosted cashback on the Card.
What Vitality healthy cashback booster could I earn?
Vitality members with one qualifying planGet up to 1% cashback if you get active and achieve:
• 0-39 monthly activity points: 0%
• 40-79 monthly activity points: 0.25%
• 80-119 monthly activity points: 0.5%
• 120-159 monthly activity points: 0.75%
• 160+ monthly activity points: 1%
Vitality Pink members with two qualifying plans
Get up to 2% cashback if you get active and achieve:
• 0-39 monthly activity points: 0%
• 40-79 monthly activity points: 0.5%
• 80-119 monthly activity points: 1%
• 120-159 monthly activity points: 1.5%
• 160+ monthly activity points: 2%
You can read more on the Vitality healthy cashback booster4 in ‘Further information’.
Looking for health insurance?
Award-winning health insurance from as little as £1.45 per day*
Lines open:
Monday to Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm
Closed: Sunday and bank holidays.
*Price is based on the following criteria: a 35 year-old, based in Peterborough, plan start date 1st October 2024, Full Medical Underwriting, Consultant Select hospital option, £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT)
Looking for life insurance?
Call us on 0330 678 3328
Award-winning cover and rewards from £5 a month **
Lines open:
Monday to Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm
Closed: Sunday and bank holidays.
**Charged on a monthly basis
Call charge information
Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.
