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Small business health insurance with up to 20% cashback

Do you have 1-9 employees? Buy business health insurance and earn up to 20% cashback on your first year's premium when your employees improve their health. You'll also need to renew the plan for the following year. Offer starts 31 March and ends 30 June 2022. Terms and conditions apply.

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Small business health insurance, with big business benefits

Business is all about people. So looking after the health and wellbeing of your team makes a real difference – to you, your employees and your business.  

Our small to medium business health insurance gives your employees fast access to private healthcare. If they need to stay in hospital, we'll pay the consultants’ fees in full, for any covered treatment. We're proud of being an insurer to offer this – we call it our Full Cover Promise. 

And, when you and your employees get healthier, we’ll reward your employees and your business.

What does our small and medium business health insurance cover?

  • Primary care

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    Online doctor appointments through our virtual GP app. Plus, up to £100 per year for private prescriptions and minor tests.

  • Cancer treatment

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    Comprehensive treatment and support following cancer diagnosis, including radiotherapy and chemotherapy.

  • Mental health

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    Up to eight sessions of face-to-face therapy and counselling. 

  • Hospital care

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    Eligible treatment costs paid. These include consultant fees, diagnostic tests and scans if you're admitted to hospital. 

Share the benefits of healthy living

Our Vitality Programme helps incentivise your employees to look after their health.

When you and your team get active, we’ll reward you and them. Like a deal on Apple Watch and a weekly coffee.

Try our return on investment (ROI) calculator to see how the programme can help everyone get healthier. Helping result in higher productivity, better performance and higher job satisfaction.
Go to ROI calculator
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Quick and easy access to online healthcare

Making a claim and booking an appointment can all be done online. We have digital tools that your team can access 24/7:

Vitality GP app
Get a GP appointment within 48 hours.

Care Hub
Login to Care Hub to:

  • Self-refer for physiotherapy or cognitive behavioural therapy
  • Request care for a new condition, and
  • View treatment information like upcoming appointments.
Using Vitality's Care Hub

Get healthcare benefits for your business too

When you and your employees get healthier and you renew your plan, we'll reward your business with cashback on your premiums.

Our digital tools also extend to helping you manage your group employee scheme. Our Employer Hub helps you to add joiners or remove leavers. We also provide engagement support to help you promote Vitality in your business.
Team in the office

Is your business thinking about moving to a hybrid way of working?

Help put your employees' health and wellbeing at the heart of your business. You can find out more about hybrid working from our new report. We're partnered with the Royal Society for the Encouragement of Arts, Manufacturing and Commerce.
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Opening hours: Monday-Friday, 9am-5pm

Get a small business health quote

Small business health insurance FAQs

  • Hospital fees
  • Consultant/Specialist fees when admitted to hospital
  • Cancer treatment once diagnosed, including radiotherapy, chemotherapy, oncologist fees and surgical procedures
  • Out-patient treatment and minor diagnostic tests (optional)
  • Vitality GP consultations
  • Up to £100 for private prescriptions and diagnostic tests referred by a Vitality GP
  • NHS Hospital Cash Benefit of £250 each night up to £2,000 per plan year and £125 each day up to £500 per plan year
  • Up to eight face-to-face CBT or counselling sessions
  • Childbirth/adoption cash benefit of £100 per child
  • Oral surgery
  • Pregnancy complications cover
  • Private ambulance cover
  • Accommodation for one parent when their insured child under 14 receives in-patient treatment
  • Up to 21 days of rehabilitation treatment following a stroke or serious brain injury
  • Weight loss surgery (with member contribution of 25%)
  • Corrective surgeries (with member contribution of 25%).
Vitality's small or medium business health insurance is for businesses with 1 to 249 people.
You can call us direct on the number above, or you can request a business health call back. Either way, our team will be happy to help. 
The cost of health insurance for small or medium businesses depends on a range of factors. One of these is the amount of employees you are looking to insure. We offer a discount if no one in your team has had in-patient or out-patient medical treatment in the past two years. When you speak to our team, they'll ask you questions to make sure they offer you the best price for your budget.