Small business health insurance with up to 20% cashback
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Small business health insurance, with big business benefits
Business is all about people. So looking after the health and wellbeing of your team makes a real difference – to you, your employees and your business.Our small to medium business health insurance gives your employees fast access to private healthcare. If they need to stay in hospital, we'll pay the consultants’ fees in full, for any covered treatment. We're proud of being an insurer to offer this – we call it our Full Cover Promise.
And, when you and your employees get healthier, we’ll reward your employees and your business.
What does our small and medium business health insurance cover?
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Primary care
Online doctor appointments through our virtual GP app. Plus, up to £100 per year for private prescriptions and minor tests.
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Cancer treatment
Comprehensive treatment and support following cancer diagnosis, including radiotherapy and chemotherapy.
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Mental health
Up to eight sessions of face-to-face therapy and counselling.
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Hospital care
Eligible treatment costs paid. These include consultant fees, diagnostic tests and scans if you're admitted to hospital.
Share the benefits of healthy living
When you and your team get active, we’ll reward you and them. Like a deal on Apple Watch and a weekly coffee.
Try our return on investment (ROI) calculator to see how the programme can help everyone get healthier. Helping result in higher productivity, better performance and higher job satisfaction.

Quick and easy access to online healthcare
Making a claim and booking an appointment can all be done online. We have digital tools that your team can access 24/7:
Vitality GP app
Get a GP appointment within 48 hours.
Care Hub
Login to Care Hub to:
- Self-refer for physiotherapy or cognitive behavioural therapy
- Request care for a new condition, and
- View treatment information like upcoming appointments.

Get healthcare benefits for your business too
Our digital tools also extend to helping you manage your group employee scheme. Our Employer Hub helps you to add joiners or remove leavers. We also provide engagement support to help you promote Vitality in your business.
