Small Business Health Insurance
- Get fast access to healthcare for you and your employees
- Help your team get healthy - reducing sick days and healthcare costs
- Boost productivity with brilliant rewards from top brands
Whether you're self-employed, or a business with up to 249 employees - we can help your business perform at its best.
What is small business health insurance?
Small Business health insurance gives your employees access to private healthcare. It’s perfect for businesses with up to 249 employees.
With Vitality business private health insurance, you can:
- Support you and your employees’ mental and physical health - with award-winning private medical insurance.
- Help them stay healthy and performing at their best - with expert tools, tailored to their health and wellbeing needs.
- Keep them engaged and motivated - with discounts and rewards from our top brand partners.
If you have over 100 employees and want a claims-rated plan, check out Corporate Healthcare.
So, want health cover that boosts your business?
Lower healthcare costs
28% lower healthcare costs for highly engaged employees1
Less sick days
Up to 29% lower risk of hospitalisation for active members2
Higher job satisfaction
Employees are 13% less likely to report low job satisfaction than those with other health insurers3
Top rewards and discounts
Enjoy discounts from day one. Earn rewards for healthy habits - like doing regular exercise.
1Vitality Health Data 2024
2Vitality health Claims Insights Report 2023
310 Years of Britain’s Healthiest Workplace: The Changing face of the UK at work 2025
Is a Vitality plan right for me?
Small business health insurance
1 - 249 employees
Be a great place to work by offering employee health insurance that improves health and wellbeing:
- Help employees lead a healthier life with a personalised wellbeing programme
- Give employees fast access to GPs and specialists
- Provide your employees with a simple way to manage their care online
- Boost your employees’ morale - they can get healthier and save hundreds on top brands
Self-employed health insurance
Sole traders or self employed
Get back on track faster with our award-winning private health insurance for the self employed:
- Avoid lengthy GP and hospital waiting lists
- Get diagnosed and treated quickly
- Add your partner or loved ones to your plan
- Save hundreds on top brands with our rewards and benefits
Want a quote for your business?
Get a quote online in 2 minutes. Or speak to the team on 0330 678 3325*
*Call centre opening hours: Monday-Friday, 9am-5pm. We will be closed on bank holidays.
Call charge information
Award-winning cover for 1.9 million UK members
What does small business health insurance cover?
Designed to give you easy access to improving health, productivity and wellbeing.
Video GP appointments
Book within 48 hours – subject to opening hours. And get referred for fast onward treatment.
Mental health support
Self-refer to Talking Therapies, regardless of their medical history. And get online support, like Headspace.
Cancer care and support
Get the latest treatment and technologies, as well as cancer assessments and preventative treatment.
Care and treatment online
Get the treatment you need in just a few clicks.
Rewards for healthy living
Enjoy weekly rewards, money off a gym membership, health checks and lots more.
Cover for family
Easily add family members to any plan, for even more peace of mind. Fees apply.
Tailor your cover
How much does small business health insurance cost?
Our prices start from £26.91 per month, per employee a month*. Prices will vary depending on your cover options and a few things about your business, including:
- Number of employees
- Company location
- Employee age(s) and family status
- Underwriting type - which will depend on whether you have PMI currently or not
And we can help you save money too:
- Personal Health Fund – Build up a pot of money that you can use. Pay for basic health needs, including eye tests and dental check-ups
- Employer Cashback – Encourage your employees to get healthy. Get money back for your business, every year.
- Big brand savings – Discounts from day one on brands that help you get healthier. Plus even more rewards when you keep up healthy habits. Popular rewards include, Apple Watch, Virgin Active and Garmin.
*The above example is based on four employees (aged 20, 25, 30 and 35), living in a MK40 postcode, with a £100 excess and a two year rolling moratorium on pre-existing conditions. Treatment with Advanced Cancer Cover, Mental Health Cover and Full Therapies Cover plus our Consultant Select option. Costs are representative as of July 2024.
Get award-winning cover, easy
It's just a few steps. So you can get back to business.
Get a quote online
Find out how much a plan will cost. It only takes 2 minutes.
Sign up when you're ready
Give us a call on 0330 678 3325 or request a call. One of our advisers will help tailor your plan.
Log in on your start date
Access and manage your plan online. Book healthcare and take steps towards better health.
Rewards & savings from day one
Enjoy your discounts and start building healthy habits to earn even more rewards.
Small business health insurance that rewards you with top brands
10 Years of Britain's Healthiest Workplace
Over the past 10 years, Britain's Healthiest Workplace, one of the UK's largest surveys of employee wellbeing, has gathered deep insights into some of the main challenges facing employers and their employees.
In our newly launched 10-year report, we explore the main challenges facing employers and their employees.
