Life insurance that rewards you for being healthy
VitalityLife members get 40% off monthly gym membership. For a limited time only, join Virgin Active or Nuffield Health and pay no joining fee by 30th September. A joining fee will apply at David Lloyd Clubs. Minimum monthly premiums and T&Cs apply2.
Award-winning life insurance
If the worst should happen, or you can’t work because of illness or injury, our 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier
HOW LIFE COVER PLANS HELP
For a lot of people, a protection plan is an excellent way to look after the things that mean the most – such as making sure your family’s financial future is more secure if something unexpected happens to you – by helping to pay off debts, household bills or the mortgage, for example.
WHAT IS LIFE INSURANCE
Life insurance is an excellent way to protect the things that mean the most to you. In the event that you die during your policy, we’ll pay out a cash lump sum. So even if the unexpected should happen, you’ll have peace of mind.
WHO IT'S FOR
Protection plan is an excellent way to protect the things that mean the most to you – whether that be your family, your home, your income, your business or against illness . We have a product to suit all needs.
Life insurance plans
Covers you for a fixed time period and pays out a cash lump sum to your family if you die while you're covered.
Gives you a lifelong cover with a guaranteed payout to your family on death.
Pays you a cash lump sum if you're diagnosed with one of the serious illnesses we cover. We cover more cancer types than any other insurer***.
Pays you a monthly income if you get sick or injured and can't work.
Helps you to pay your mortgage if you get ill and can't work.
Why choose Vitality life insurance?
Our 5-star Defaqto award-winning products will not only protect you but will give you something back without having to claim.
Most comprehensive cover in the protection market
We cover four times as many conditions including all heart attacks, all strokes and more cancers than the typical insurer.
You're more likely to get a payout with us than a typical insurer
We paid 99% of all life cover claims in 2016. Plus with our Serious Illness Cover you're 3x more likely to get a payout with us**.
Access to our exclusive discounts and rewards partners
Saving you up to £2,961 a year if you take advantage of all of our partners and reach platinum status with an Optimiser.
Healthy living and rewards partners
40% off monthly gym fees and pay no joining fee if you join by 30th September
Having the right footwear is key to enjoy activity to the full and to prevent injury. That's why we also partner with Sweatshop to offer 50% off a pair of sport shoes. Offer applies to one pair of sport shoes every year.
Life Cover frequently asked questions
Why should I buy life insurance?
How do you work out the price of my life insurance?
How long should I take out life insurance for?
What are the minimum monthly premium and minimum cover amounts?
Get our best savings and rewards
All it takes is a couple of minutes.Get a quote
0161 2167 595
Speak to a VitalityLife adviser for tailored advice.
8am - 9pm Monday to Thursday
8am - 7pm Friday
9am - 5pm Saturday
Closed - Sunday
** The average number of conditions that typical critical illness policies cover is 48. Source Defaqto, 2017
*** Vitality statistics
1 Minimum monthly protection premiums of £30 for a single policy and £40 for a joint policy apply. The premium discount is available on fixed term policies with Wellness Optimiser for an additional fee of £3.80. The rewards mentioned are available with Wellness Optimiser or Vitality Optimiser for an additional monthly fee off £3.80. This fee is subject to change.
2Available with Wellness Optimiser or Vitality Optimiser for an additional fee of £3.80 per month. Available at participating gyms in our Vitality Network. Applies to Flexible Individual Platinum membership at selected David Lloyd Clubs.
This offer does not apply to the Virgin Active Chiswick Riverside Health and Racquet club.
A joining fee will apply after the no joining fee offer ends on 30 September 2018. Joining fees are £50 for all clubs other than Classic Collection clubs, where joining fees are up to £150. Further terms and conditions for the no joining fee offer are on the Virgin Active website: virginactive.co.uk/legals/terms-and-conditions/2018/no-joining-fee-offer-terms
The Nuffield Health Fitness & Wellbeing discount is available at selected clubs. Applies to one month contracts. A joining fee of £30 will apply after the no joining fee offer ends on 30 September 2018. Further terms and conditions for the no joining fee offer for Vitality members are on the Nuffield Health website: nuffieldhealth.com/vitality-gym-membership-promotion-terms-and-conditions
Our national Vitality Partner Gym Network consists of over 100 gyms.
3 Offer applies to one pair of sport shoes every year.