Search
Log in
Life insurance that rewards you for being healthy
Award-winning life insurance
If the worst should happen, or you can’t work because of illness or injury, our 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.
HOW LIFE COVER PLANS HELP
For a lot of people, a protection plan is an excellent way to look after the things that mean the most – such as making sure your family’s financial future is more secure if something unexpected happens to you – by helping to pay off debts, household bills or the mortgage, for example.
WHAT IS LIFE INSURANCE
Life insurance is an excellent way to protect the things that mean the most to you. In the event that you die during your policy, we’ll pay out a cash lump sum. So even if the unexpected should happen, you’ll have peace of mind.
WHO IT'S FOR
Protection plan is an excellent way to protect the things that mean the most to you – whether that be your family, your home, your income, your business or against illness . We have a product to suit all needs.
Life insurance plans
-
Term Life Insurance
Covers you for a fixed time period and pays out a cash lump sum to your family if you die while you're covered.
-
Whole of Life Insurance
Gives you a lifelong cover with a guaranteed payout to your family on death.
-
Serious Illness Cover
Pays you a cash lump sum if you're diagnosed with one of the serious illnesses we cover.
-
Income Protection Cover
Pays you a monthly income if you get sick or injured and can't work.
-
Mortgage Protection Cover
Helps you to pay your mortgage if you get ill and can't work.
Why choose Vitality life insurance?
Our 5-star Defaqto award-winning products will not only protect you but will give you something back without having to claim.
-
Most comprehensive cover in the protection market
We cover four times as many conditions including all heart attacks, all strokes and more cancers than the typical insurer.
-
You're more likely to get a payout with us than a typical insurer
We paid 99% of all life cover claims in 2016. Plus with our Serious Illness Cover you're 3x more likely to get a payout with us**.
-
Access to our exclusive discounts and rewards partners
Saving you up to £2,961 a year if you take advantage of all of our partners and reach platinum status with an Optimiser.
Get Amazon Echo Dot for £0 when you join VitalityLife
Up to 40% off life insurance
Get a discount of up to 40% off your monthly premiums when you take out a life insurance policy with Wellness Optimiser. Minimum premiums and T&Cs apply.
Life Cover frequently asked questions
Why should I buy life insurance?
How do you work out the price of my life insurance?
How long should I take out life insurance for?
What are the minimum monthly premium and minimum cover amounts?
Compare protection plans
Get a Quote
Call us on0161 2167 595
Speak to a VitalityLife adviser for tailored advice.
Lines open:
8am - 9pm Monday to Thursday
8am - 7pm Friday
9am - 5pm Saturday
Closed - Sunday
** Hannover Re UK Life Branch - February 2017
***Offer applies to new indexed VitalityLife policies with Wellness Optimiser or Vitality Optimiser for an additional monthly fee of £3.80 or Interest Optimiser and Premium Rate Optimiser. Excludes Mortgage Protection Plan. Offer runs 12.03.2018 to 30.06.2018 inclusive. The Amazon Echo Dot will be sent after the first premium payment has been received. Minimum monthly premiums and further terms and conditions apply.