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Business health insurance 

Business medical insurance, with benefits for healthy living

Did you know, the UK economy loses an estimated £91 billion1 from poor employee health? Business health insurance can help. It protects your employees, with cover for high-quality care when they need it most.

Vitality offers award-winning cover that is 5 Star Rated by Defaqto. Our unique Vitality Programme can also reward your employees for their healthy living. So you can be confident that the cover and rewards will protect your business.

Britain's Healthiest Workplace 2019 Survey and ONS Data.
For 1 to 249 employees

Small business health insurance

Our health insurance for small and medium businesses comes with some big employee benefits:
  • Primary care
  • Cancer treatment
  • Mental health cover
  • Easy access to care through digital tools
  • Rewards for healthy living. Like a deal on Apple Watch.
More on small business health insurance
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For 100+ employees

Corporate health insurance

Our corporate health insurance is perfect for schemes with 100 or more employees. We offer the following benefits:

For employers:
  • Behavioural insight to drive the right wellbeing strategy
  • Full client support
  • Reports and toolkits for driving better health outcomes
  • And Trust funding options.
For employees:
  • Comprehensive employee health insurance 
  • Self-serve digital tools, including virtual GP appointments
  • The Vitality Programme to 'nudge' employees into healthy living.
More on corporate health insurance
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Workplace wellbeing

If you’re not an expert in workplace wellbeing, don’t worry. We’ve got the experts on hand to help you help your employees. 

Find out how to:
  • Provide an engaging health and wellness solution for all your employees, with Vitality at Work
  • Access wellness services from our Vitality Coaches and Performance Champions
  • Learn more about the health of your employees with Britain’s Healthiest Workplace.
Woman working on laptop at home with her family

Business health insurance FAQs

Otherwise known as business medical insurance or business health insurance, it is an employee benefit paid by a business to benefit their employees. It means they can access medical treatment privately, and avoid NHS waiting lists. At Vitality, they also get access to the Vitality Programme, which rewards them for healthy living.
The cost of business health insurance varies per organisation. It depends on the level of cover you want, and how many employees you want to cover.
It’s easy and straightforward – you can get a business health quote online with Vitality if you have less than 250 employees. One of our team will be in touch to discuss your cover. If you want to cover 250 employees or more, email
Our business health insurance includes hospital treatment for eligible conditions, cancer cover and talking therapies. There are options available to further customise your plan. All plans include the Vitality Programme, which motivates your employees by rewarding healthy living.