Apple Watch

Which models & colours can I purchase through Vitality?

How the offer works

Apple Watch Series 5 starts at £399.

New VitalityHealth members will make an initial upfront payment from £99 followed by 24 monthly payments of between £0 and £12.50. The upfront payment will vary depending on the model they choose, but the monthly payments are still between £0 and £12.50.

New VitalityLife members can get a selected Apple Watch Series 5 from £159 upfront and any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month.

VitalityInvest members who have a qualifying plan (this includes customers in drawdown with Vitality Plus) can get a selected Apple Watch Series 5 from £159 upfront and any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month.

Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please visit Member Zone for more details.

Minimum monthly premiums and terms and conditions apply.

To fully fund the balance of your Apple Watch, earn 160 Vitality activity points every month and stay with us for the entire loan period. Take a look at all the ways you can earn Vitality activity points. 

Here’s an example

Based on a VitalityHealth member with an Apple Watch Series 5 40mm aluminium model with sport band.

Total price	Initial upfront payment	Your activity	Monthly Direct Debit paid	Balance paid	Total saving
£399	£99	160 activity points each month for 24 months	£0	£0 (0% APR, variable Direct Debit for 24 months)	£300
£399	£99	80 activity points each month for 24 months	£7.50	£180 (0% APR, variable Direct Debit for 24 months)	£120

Based on a VitalityLife/VitalityInvest member with an Apple Watch Series 5 40mm aluminium model with sport band.

Total price	Initial upfront payment	Your activity	Monthly Direct Debit paid	Balance paid	Total saving
£399	£159	160 activity points each month for 24 months	£0	£0 (0% APR, variable Direct Debit for 24 months)	£240
£399	£159	80 activity points each month for 24 months	£6	£144 (0% APR, variable Direct Debit for 24 months)	£96

Important information

Apple Watch Series 5

Offer applies to selected Apple Watch Series 5 and Apple Watch Nike Series 5 40 mm or 44 mm models only. Offer only available to members aged 18 or over. Not available in the Channel Islands. Eligibility for this offer is subject to financial circumstances and status. Upon a successful credit check you'll need to make an initial upfront payment which will vary depending on the model you choose to a maximum of £289. The maximum RRP of Apple Watch under this offer is £529.00.

For VitalityHealth, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £12.50.

For VitalityLife or VitalityInvest, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £10.00.

Minimum monthly premiums and terms and conditions apply.

If you are unable to maintain your payments the lender reserves the right to cancel your credit agreement. If you cancel your Vitality plan and have not completed your payments under the credit agreement, your credit agreement with the lender will continue under the terms of that agreement. VitalityHealth, VitalityLife and VitalityInvest are trading names of Vitality Corporate Services Limited, who for the purposes of this offer are acting as a credit broker only and not a lender. afforditNOW is a suite of lending products offered by PayBreak Limited, the exclusive lender. Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. Registered office at 3 More London Riverside, London, SE1 2AQ. Further terms and conditions apply. PayBreak Limited is authorised and regulated by the Financial Conduct Authority. Registered offices at Grosvenor House, 20 Barrington Road, Altrincham, WA14 1HB.

Details correct as of October 2019. View the full terms and conditions.