Apple Watch

How the offer works

Apple Watch Series 5 starts at £399 and Apple Watch Series 3 starts at £199.

For Apple Watch Series 5, eligible VitalityHealth members will make an initial upfront payment from £99 followed by 24 monthly payments of between £0 and £12.50. The upfront payment will vary depending on the model they choose, but the monthly payments are still between £0 and £12.50.

For Apple Watch Series 3, eligible VitalityHealth members will make an initial upfront payment from £7 followed by 24 monthly payments of between £0 and £8.

Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please visit Member Zone for more details.

Minimum monthly premiums and terms and conditions apply.

To fully fund the balance of your Apple Watch, earn 160 Vitality activity points every month and stay with us for the entire loan period. Take a look at all the ways you can earn Vitality activity points. 

Here’s an example

Based on a VitalityHealth member with an Apple Watch Series 5 40mm aluminium model with sport band.

Total price	Initial upfront payment	Your activity	Monthly Direct Debit paid	Balance paid	Total saving
£399	£99	160 activity points each month for 24 months	£0	£0 (0% APR, variable Direct Debit for 24 months)	£300
£399	£99	80 activity points each month for 24 months	£7.50	£180 (0% APR, variable Direct Debit for 24 months)	£120

Based on a VitalityHealth member with an Apple Watch Series 3 38mm aluminium model with sport band. 

Total price	Initial upfront payment	Your activity	Monthly Direct Debit paid	Balance paid	Total saving
£199	£7	160 activity points each month for 24 months	£0	£0 (0% APR, variable Direct Debit for 24 months)	£192
£199	£7	80 activity points each month for 24 months	£4.80	£115.20 (0% APR, variable Direct Debit for 24 months)	£76.80

Important information

Offer applies to selected Apple Watch Series 5, Apple Watch Series 3 and Apple Watch Nike Series 5 40 mm or 44 mm models only. Offer only available to members aged 18 or over. Not available in the Channel Islands. Eligibility for this offer is subject to financial circumstances and status. Upon a successful credit check you'll need to make an initial upfront payment which will vary depending on the model you choose to a maximum of £229. The maximum RRP of Apple Watch under this offer is £529.00.

Eligible VitalityHealth members will need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £12.50. Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please visit Member Zone for more details.

If you are unable to maintain your payments the lender reserves the right to cancel your credit agreement. If you cancel your Vitality plan and have not completed your payments under the credit agreement, your credit agreement with the lender will continue under the terms of that agreement. VitalityHealth is a trading name of Vitality Corporate Services Limited, who for the purposes of this offer are acting as a credit broker only and not a lender. etika is the exclusive lender. Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. Registered office at 3 More London Riverside, London, SE1 2AQ. Further terms and conditions apply. etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority. Registration number: 697658. Company address: WeWork, No.1 Spinningfields, Quay Street, Manchester, M3 3JE. Copyright © 2020 etika. All rights reserved.

Details correct as of June 2020. View the full terms and conditions.