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Vitality Active Rewards
Apple Watch
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Get active with Apple Watch Series 4
Join Vitality and get a selected Apple Watch Series 4. You’ll need to make an initial upfront payment, then you could pay nothing more if you stay active and track your activity to earn Vitality points.
VitalityHealth members can get a selected Apple Watch Series 4 from £99 upfront and any monthly payment you make will be between £0 and £12.50, depending on your level of activity during the previous month.
VitalityLife/VitalityInvest members can get a selected Apple Watch Series 4 from £159 upfront and any monthly payment you make will be between £0 and £10, depending on your level of activity during the previous month.
You'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months.
Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Minimum premium and terms and conditions apply. Please visit Member Zone for more details.
Prices shown refer to Apple Watch Series 4 40 mm Silver aluminium model with sport band.
Get active with Apple Watch Series 3
Alternatively, get a selected Apple Watch Series 3 by making an initial upfront payment and then pay nothing more if you stay active and track your activity to earn Vitality points.
VitalityHealth members can get a selected Apple Watch Series 3 from £9 upfront and any monthly payment you make will be between £0 and £11.25, depending on your level of activity during the previous month.
VitalityLife/VitalityInvest members can get a selected Apple Watch Series 3 from £69 upfront and any monthly payment you make will be between £0 and £8.75, depending on your level of activity during the previous month.
You'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months.
Prices shown refer to Apple Watch Series 3 GPS Space Grey with Black Sport Band.
Minimum premium and terms and conditions apply. Please visit Member Zone for more details.
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Which models & colours can I purchase through Vitality?
| Device | Description | RRP | Price for Vitality members |
|---|---|---|---|
 |
Apple Watch Series 4 GPS Silver Aluminium Case with White Sport Band |
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|
 |
Apple Watch Series 4 GPS Gold Aluminium Case with Pink Sand Sport Band |
|
|
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Apple Watch Series 4 GPS Space Grey Aluminium Case with Black Sport Band |
|
|
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Apple Watch Series 4 GPS Space Grey Aluminium Case with Black Sport Loop 40mm 44mm |
From £399 From £429 |
From £99 From £129 |
 |
Apple Watch Series 4 GPS Silver Aluminium Case with Seashell Sport Loop 44mm |
From £429 |
From £129 |
 |
Apple Watch Nike+ Series 4 GPS Space Grey Aluminium Case with Anthracite/Black Nike Sport Band 40mm 44mm |
From £399 From £429 |
From £99 From £129 |
 |
Apple Watch Series 3 GPS Silver Aluminium Case with White Sport Band 38mm 42mm |
From £279 From £309 |
From £9 From £39 |
 |
Apple Watch Series 3 GPS Space Grey Aluminium Case with Black Sport Band 38mm 42mm |
From £279 From £309 |
From £9 From £39 |
 |
Apple Watch Nike+ Series 3 GPS Space Grey Aluminium Case with Anthracite/ Black Nike Sport Band 38mm 42mm |
From £279 From £309 |
From £9 From £39 |
How the offer works
Apple Watch Series 4 starts at £399.
VitalityHealth members will make an initial upfront payment from £99 followed by 24 monthly payments of between £0 and £12.50. The upfront payment will vary depending on the model you choose, but the monthly payments are still between £0 and £12.50.
VitalityLife/VitalityInvest members will make an initial upfront payment from £159 followed by 24 monthly payments of between £0 and £10. The upfront payment will vary depending on the model they choose, but the monthly payments are still between £0 and £10.
Apple Watch Series 3 starts at £279.
VitalityHealth members will make an initial upfront payment from £9 followed by 24 monthly payments of between £0 and £11.25. The upfront payment will vary depending on the model you choose, but the monthly payments are still between £0 and £11.25.
VitalityLife/VitalityInvest members will make an initial upfront payment from £69 followed by 24 monthly payments of between £0 and £8.75. The upfront payment will vary depending on the model they choose, but the monthly payments are still between £0 and £8.75.
Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality, and minimum premiums and terms and conditions apply. Please visit Member Zone for more details.
To fully fund the balance of your Apple Watch, earn 160 Vitality activity points every month and stay with us for the entire loan period. Take a look at all the ways you can earn Vitality activity points.
Here's an example
| Total price | Initial upfront payment | Your activity | Monthly Direct Debit payment | Balance paid | Total saving |
|---|---|---|---|---|---|
| £399 | £99 | 160 activity points per month for 24 months | £0 | £0 (0% APR, variable Direct Debit for 24 months) | £300 |
| £399 | £99 | 80 activity points per month for 24 months | £7.50 | £180 (0% APR, variable Direct Debit for 24 months) | £120 |
Based on a VitalityLife/VitalityInvest member with an Apple Watch Series 4 40mm aluminium model with sport band.
| Total price | Initial upfront payment | Your activity | Monthly Direct Debit payment | Balance paid | Total saving |
|---|---|---|---|---|---|
| £399 | £159 | 160 activity points per month for 24 months | £0 | £0 (0% APR, variable Direct Debit for 24 months) | £240 |
| £399 | £159 | 80 activity points per month for 24 months | £6 | £144 (0% APR, variable Direct Debit for 24 months) | £96 |
Frequently asked questions
How much will my Direct Debit be each month?
For the Apple Watch Series 4 VitalityHealth members will set up a variable Direct Debit for up to £12.50 each month for 24 months and VitalityLife/VitalityInvest members will set up a variable Direct Debit for up to £10 each month for 24 months.
I’m already a Vitality member. Can I get this reward?
Who can get Apple Watch?
- VitalityHealth Personal Healthcare plan with a minimum monthly premium of £35.
- VitalityHealth Business Healthcare plan.
- VitalityHealth Corporate Healthcare plan or trust scheme administered by VitalityHealth with the Vitality Plus benefit.
- VitalityLife plan with Vitality Optimiser, Wellness Optimiser at £4.50 per month plus have a minimum monthly premium above £60. If you downgrade your VitalityLife plan to one of our Lite plans, all Vitality contributions will end from the day you downgrade. To find out about the VitalityLife charges please read our terms and conditions.
- VitalityInvest Retirement Plan in drawdown if you add Vitality Plus to your plan for an additional monthly fee of £4.50.
Which models can I buy through Vitality?
How do I earn Vitality points with Apple Watch?
I already have more than one Apple Watch bought through Vitality what does the change mean for me?
If you already have multiple Apple Watches purchased through Vitality for all insured adult members on your joint plan, you’ll be able to continue to benefit from this until the end of the loan periods. If you finish the payment on one of the watches, but are still paying for the other watch, you won’t be able to get a new Apple Watch through Vitality until all existing watches have been fully paid off. However, you can still continue to have an Apple Watch linked for each adult member insured on the plan to earn Vitality points.
Important information
Apple Watch Series 4
Offer applies to selected Apple Watch Series 4 and Apple Watch Nike+ Series 4 40mm or 44mm models only. Offer only available to members aged 18 or over. Not available in the Channel Islands. Eligibility for this offer is subject to financial circumstances and status. Upon a successful credit check you'll need to make an initial upfront payment which will vary depending on the model you choose to a maximum of £189. The maximum RRP of Apple Watch under this offer is £429.00.
For VitalityHealth, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £12.50.
For VitalityLife or VitalityInvest, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £10.00.
Apple Watch Series 3
Offer applies to selected Apple Watch Series 3 and Apple Watch Nike+ Series 3 GPS 38mm or 42mm models only. Offer only available to members aged 18 or over. Not available in the Channel Islands. Eligibility for this offer is subject to financial circumstances and status. Upon a successful credit check you'll need to make an initial upfront payment which will vary depending on the model you choose to a maximum of £99. The maximum RRP of Apple Watch under this offer is £309.
For VitalityHealth, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £11.25.
For VitalityLife or VitalityInvest, you'll need to agree to a consumer credit agreement (0% APR) and set up a variable Direct Debit for 24 months. Your monthly payment will depend on tracking your level of activity in the previous month and could be between £0 and £8.75.
Apple Watch Series 3 and Apple Watch Series 4:
Upfront payments and monthly contributions differ for members who have previously taken out the Apple Watch offer with Vitality. Please visit Member Zone for more details.
If you are unable to maintain your payments the lender reserves the right to cancel your credit agreement. If you cancel your Vitality plan and have not completed your payments under the credit agreement, your credit agreement with the lender will continue under the terms of that agreement. VitalityHealth, VitalityLife and VitalityInvest are trading names of Vitality Corporate Services Limited, who for the purposes of this offer are acting as a credit broker only and not a lender. afforditNOW is a suite of lending products offered by PayBreak Limited, the exclusive lender. Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. Registered office at 3 More London Riverside, London, SE1 2AQ. Further terms and conditions apply. PayBreak Limited is authorised and regulated by the Financial Conduct Authority. Registered offices at Grosvenor House, 20 Barrington Road, Altrincham, WA14 1HB.
Minimum premium and terms and conditions apply. Please visit Member Zone for more details.
Details correct as of March 2019. View the full terms and conditions
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