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Cancer Cover

Covering the costs of treatment

We have two types of cancer cover for you to choose from. Everyone gets our comprehensive Cancer Cover as part of Core Cover. For an additional premium, you can also choose our Extended Cancer Cover, which provides full cover for biological therapies, and hormone or bisphosphonate therapies. 


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The following table shows what’s covered with each option:

 Full cover  Full cover
 BIOLOGICAL THERAPIES  Full cover 12 month limit 
 HORMONE AND BISPHOSPHONATE THERAPIES  Full cover 3 month limit when prescribed on their own
 STEM CELL THERAPY  Full cover  Full cover
 FOLLOW-UP CONSULTATIONS  Full cover Up to 5 years from last cancer treatment date 
 END-OF-LIFE HOME NURSING CARE  Up to £1,000 per day for a maximum of 14 days  No cover
 WIGS AND RESTYLING  Up to £300 per condition  No cover
 SCALP COOLING  Full cover  No cover
 MASTECTOMY BRAS AND EXTERNAL PROSTHESES  Up to £200 per condition  No cover

Frequently asked questions

Here are a few of the questions we’ve answered for our members

Do you cover cancer drugs that haven't yet been approved by NICE?

If there’s enough evidence of their effectiveness, we cover the use of new drugs or other treatments, even if they’ve not yet been reviewed or recommended by NICE (The National Institute for Health and Care Excellence).
However, we don't cover the use of drugs outside the terms of their licence in the UK; or experimental drugs with no evidence of effectiveness; or any treatment not considered clinically appropriate in the UK.

Can I receive cancer treatment at home?

We cover the use of eligible home chemotherapy, such as tablets, injections and infusions, as well as biological and bisphosphonate therapies. To give you more choice you can also be treated at home at any point during your care as long as your consultant agrees – for example, you can start treatment in hospital and decide to go home, or vice versa.

Do you provide cover for all types of cancer?

Yes. We also provide cover for primary and any secondary cancers, if your cancer spreads during treatment.

My family has a history of cancer - will that affect my premiums?

No, we don’t take family history into account when offering cover.

What if my cancer can't be treated?

If you have Cancer Cover and your cancer is no longer treatable, we pay for palliative care in hospital. If you have Extended Cancer Cover and your cancer is no longer treatable, we pay for home nursing care to relieve your symptoms, including pain relief at the end stage, up to a maximum of £1,000 a day for 14 days.

Vitality Care

Our team of medical professionals and trained case managers are ready to offer help and advice, whenever you need them.
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