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Control your costs

Keep your premiums low

You can control your costs by choosing your treatment pathway, setting a plan excess and choosing an underwriting option. You can do all of this within our online quote tool to see how it affects the price, or one of our advisers would be happy to tailor a plan that’s right for you over the phone. You can also save on your renewal premium by doing healthy things to improve your Vitality status.

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All it takes is a few minutes to get a quote online:


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0808 301 7188

A unique approach to renewal premiums

The way we work out your next year’s premium is fair, intuitive and transparent. By doing healthy things to improve your Vitality status, you can control your costs, too.
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Choose your treatment pathway

As part of our standard Core Cover, Consultant Select is the most cost-effective way to access all the benefits of VitalityHealth, without compromising on the quality of care. For an additional cost you can add a hospital list to your plan.

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Pick your excess

The higher your excess, the lower your premium. You can choose to pay a fixed sum - an excess – towards your treatment. You can set your excess at zero, £100, £250, £500 or £1,000. You can choose to pay this each time you make a claim or each plan year.
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Choose your underwriting

Underwriting is the way we look at your age, medical history and any previous claims you might have made, before we give you a health insurance quote. There are three options to choose from.
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Award-winning health insurance from £1.15 per day.

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Lines are open:
Monday to Thursday: 9am – 7.45pm
Friday: 9am – 5pm
Saturday: 9.30am – 2pm

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