Five-star rated Serious Illness Cover
WHAT IT IS AND HOW IT COMPARES TO CRITICAL ILLNESS COVER
Compared to the typical critical illness policy, our plans cover you for nearly four times as many conditions. You’re also two and a half times more likely to get a payout**. So in the event you ever fall ill, you can focus all your energies on making a full recovery.
HOW IT HELPS
Being diagnosed with a serious illness can cause a lot of anxiety – even if it’s at an early stage or of a less severe form. You may have to take time off work for treatment, which can cause stress and financial worries.
Serious Illness Cover features
Covers all heart attacks and strokes
we cover all types of both conditions, because we offer severity-based payments. So as soon as we get the diagnosis from your physician, we pay out.
Covers you for 175 conditions
under our Comprehensive Serious Illness Cover, including under our Comprehensive Serious Illness Cover, including more cancers than any other insurer. That’s nearly four times more conditions than any other insurer’s typical critical illness policy*.
Offers severity-based payments
because some conditions are less debilitating than others. For example, if you lost sight in one eye, you may still need to take time off work. Our payments start from 15% of your cover amount, while with a traditional critical illness policy you would not receive a payout.
You can claim more than once
If we pay out part of your cover amount, we keep covering you for the remaining amount. So if your condition gets worse, or you’re later diagnosed with a more severe condition, you can claim again, until you use up your whole cover amount.
Unique family-friendly benefits
such as Complications of Pregnancy, a range of Congenital Conditions and a £5,000 Child Funeral Contribution.
Cancer Relapse Benefit
Provides you with more protection against cancer recurrence by paying out an additional 50% for subsequent cancers.
** Source: Hannover Re UK Life Branch August 2013
1 Cancer Research UK, Sept 2014
2 "Cancer's Hidden Price Tag”, Macmillan Cancer Support 2014
One month free life insurance
Our 5-star award-winning protection just got cheaper!
Call us and quote “MONTH FREE” to one of our friendly protection advisers before 30 April and we’ll give you your first month’s cover free!
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Serious Illness Cover frequently asked questions
What illnesses are covered?
Source: 1Hannover Re UK Life Branch February 2016