Five-star rated Serious Illness Cover
Critical illness can strike at any time. 1 in 2 people in the UK will develop some form of cancer during their lives1, every 7 minutes someone will have a heart attack and every 12 minutes someone will have a stroke2.
WHAT IT DOES
Our Serious Illness Cover helps protect you financially if you fall ill with one of the 178 conditions we cover. We’ll pay you out a cash lump sum based on the severity of your condition – meaning that you can focus all your energies on making a full recovery.
HOW IT WORKS
Unlike typical critical illness cover, we pay out for the less severe conditions as well as the more critical ones. So if you get ill and need to claim, we’ll give you a percentage of your cover depending on how severe your condition is. This means that if a condition gets caught early on, we’ll pay you out a portion to alleviate the stress, but you’ll also have the rest of your cover should you need to claim again and again.
Compared to a typical Critical Illness Policy
You're up to 3 times more likely to get a payout with us**
116% more likely to get a payout for cancer with us
34% more likely to get a payout for heart attack with us
25% more likely to get a payout for a stroke with us
We cover nearly 4 times as many conditions*
We cover all heart attacks and strokes
We cover more cancers than any other insurer
We payout based on how severe your condition is
We cover the earlier stages of certain conditions
You can claim more than once if you have cover left
We provide more protection against cancer recurrence
Explore our Serious Illness Cover
How do severity-based payments work?
Can I add children to my Serious Illness Cover?
What illnesses are covered?
Am I covered for heart attacks or stroke?
40% off monthly gym fees. A joining fee will apply.
Gym discount available at participating Virgin Active, Nuffield Health Fitness & Wellbeing or David Lloyds Clubs. Minimum monthly premiums and terms and conditions apply.
Having the right footwear is key to enjoy activity to the full and to prevent injury. That's why we also partner with Sweatshop to offer 50% off a pair of sport shoes3.
Our personal protection options
We offer a range of award-winning insurance plans that protect you and your future. To find out more about our different life insurance products, choose the option that best suits your needs.
All it takes is a couple of minutes.Get a quote
0161 2167 595
Speak to a VitalityLife adviser for tailored advice.
8am - 9pm Monday to Thursday
8am - 7pm Friday
9am - 5pm Saturday
Closed - Sunday
2 Heart UK, 2016
* The average number of conditions that typical critical illness policies cover is 48. Source: Defaqto, 2017
** Hannover Re UK Life Branch February 2017