How our core cover can help
But, we know prevention is better than a cure. So we'll provide you with the tools to get healthier, support to keep you going, and rewards for getting active.
Core cover starts from £1.25 a day. You can then tailor your plan by including cover options.
What's included in core cover?
When you or your family are unwell:
✔ Online GP appointments with Vitality GP
✔ Access to Care Hub – connects you to a healthcare professional near you
✔ Private hospital fees
✔ Procedures where you don't need to be admitted to hospital (out-patient surgery)
✔ Cancer treatment with our Advanced Cancer Cover
✔ Up to six sessions of physiotherapy within our Priority Physio network
✔ Discounts on self-care health tools
✔ Support for mental health and menopause
✔ NHS Cash Benefit – Choose to be treated at an NHS hospital rather than privately and we'll give you a cash benefit
✔ Discounts and rewards, including Apple Watch.
✕ Chronic conditions – These are long-term conditions which need ongoing treatment. For example, diabetes and asthma.
✕ Pre-existing conditions – If you already have a condition when you buy your plan, we don’t normally cover your treatment costs
✕ Treatment outside the UK – For emergency medical cover overseas, include worldwide travel insurance in your plan.
- Out-patient Cover – This is the most popular. It pays for tests and treatment when you don't need to be admitted to hospital
- Hospital list – Choose which hospitals you’d like to be treated at
- Therapies Cover – Covers treatments like acupuncture and homeopathy
- Mental Health Cover – Extra cover for mental health conditions
- Optical, dental and hearing insurance – Claim back costs for looking after eyesight, teeth, and hearing
- Worldwide travel insurance – Cover while you're abroad.
Care Hub: fast access to healthcare when you need it
Connect to the treatment you need in just a few clicks – if you or someone on your plan gets ill.
You can use Care Hub to:
- Manage your healthcare in one place
Arrange Vitality GP, physio or mental health consultations. Carry out rapid cancer risk checks. Have prescriptions delivered straight to your door.
- Get approvals in seconds
Get instant online authorisation for claims covered in your plan. Plus get fast-track access to breast screening and diagnostic services.
- Pick and choose your consultant
Based on their experience, expertise and location. And book a consultation at a time that suits you.
Private hospital fees
✓ Diagnostic tests
✓ Any drugs you might need while in hospital
✓ Surgeons’ and anaesthetists’ fees
✓ Physicians’ fees and other consultant fees.
More on hospital treatment
Advanced Cancer Cover
More on Advanced Cancer Cover
Mental health support
More on mental health support
Discounts on self-care health tools
- Support for asthma, COPD, diabetes or heart disease
50% off my mhealth digital app
- Support for heart conditions
20% off the KardiaMobile ECG device with a KardiaCare membership from AliveCor
- Support for Irritable Bowel Syndrome (IBS)
30% off the Zemedy app
- Support for diabetes, dementia, back pain, weight management and more
50% off The Sound Doctor
- Discounts on home healthcare devices like thermometers, blood pressure and blood glucose monitors
Up to 25% off Beurer health and wellbeing devices.