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Health insurance guides

Confused about health insurance? Our expert guides simplify cover options, benefits, and more, empowering you to make informed decision when purchasing insurance products. These guides are general and not specific to Vitality. 

Understanding health insurance

  • What is private health insurance?

    In this guide we'll explore what is private health insurance and is it worth it? We look at how health insurance works in general and what factors affect its cost.

  • How much does private health insurance cost?

    Find out the price of private health insurance in the UK and how it’s calculated. What are the key things you can do to make sure you’re getting good value.

  • How does private health insurance work?

    In this guide we find out how private medical insurance works. We look at what it does and doesn’t cover and how to make a health insurance claim.

  • The different types of medical underwriting

    In this guide, we explain the most common types of medical underwriting you may be offered as a new customer and what it means for your health insurance cover.

  • Health insurance and pre-existing conditions

    In this guide we explain what a pre-existing condition is and how it can affect your health insurance. We also look at the importance of declaring all your pre-existing conditions.

  • How do health insurance claims work?

    Learn more about how to make a health insurance claim, from GP referral to next steps and how health insurance claims work in general.

  • What’s the difference between life and health insurance?

    Health insurance and life insurance cover separate things and serve different purposes. Learn more about these policies here and why you might need both.

  • How does switching health insurance work?

    Learn how to switch health insurance providers. Understand the process, benefits, and key considerations when changing your health insurance.

  • Can you get health insurance if you have diabetes?

    Is diabetes covered under health insurance? Learn more about options for private medical insurance with diabetes in this guide.

Types of health insurance cover

  • Couples' health insurance

    Discover the benefits of couples health insurance. Learn about what joint health insurance is, cover options for couples, and how to choose the best policy.

  • Family health insurance

    Find out what family health insurance is and how it works. Learn about the benefits of health insurance for your family and how much it costs.

  • Health insurance for self-employed

    Curious about private health insurance plans for self-employed individuals? Find out what self-employed health insurance could mean for you.

Health insurance core cover explained

  • How does a virtual GP appointment work?

    Not sure what to expect from your virtual appointment? Read this general guide on digital GP appointment to get clarity on what to expect and how to prepare.

  • The difference between in-patient and out-patient cover

    Find out the difference between in-patient and out-patient care when it comes to your health insurance. It will help you decide if you need additional cover. 

  • Does health insurance cover cancer?

    Read our guide to find out about cancer and health insurance. Learn if cancer is covered, and how previous cancer diagnosis affects premiums.

Health insurance cover options explained

  • What is dental insurance and how does it work?

    Dental insurance could save you money on treatments. Read our dental insurance guide to learn how it works, what it covers and whether it’s right for you.

  • Does private health insurance cover me abroad?

    Find out if your health insurance covers you while traveling internationally. Our guide provides insights into necessary cover for a worry-free holiday.

  • Does health insurance cover mental health?

    Learn more about how private health insurance can assist with mental health conditions. Find answers to the most popular questions here.

Wellbeing

  • Men’s Health Checks and Tests: A Complete Guide

    In this guide, we’ll uncover the importance of men getting health checks done routinely and how they might save your life.