Protect your family's financial security for the future
If you couldn't work, or you passed away, a life insurance payout would help your family's finances. They could use the money to pay off debts, like the rest of your mortgage.
Family life insurance isn't a standalone plan or product. It just refers to a life insurance plan.
Do I need life insurance for my family?
- You don’t have enough savings to cover your outgoings if you weren't earning
- You're about to start a family or already have children
- You couldn't pay for your child's school or university fees if you weren't earning.
What's the best type of life insurance cover for my family?
Below are some of the award-winning cover options that we offer. You can choose one plan, or combine options so it's personalised for you and your family.
This pays out a tax-free lump sum to you or your family if you become terminally ill or die.
Income protection insurance
If you get sick and can't work, income protection insurance pays you part of your monthly income. It's tax free and helps you protect your finances while you recover.
Serious illness cover
You can add serious illness cover to a life insurance plan or buy it as a standalone plan. If you're diagnosed with a serious illness we cover, you'll receive a lump sum payout.
Mortgage protection insurance
Mortgage protection pays off the rest of your loan if you become ill or die during the plan. This means your family could keep their home.
Why choose Vitality’s life insurance for your family?
✓ Affordable cover - Get discounted premiums when you add Optimiser to your plan. Plus, get active and you could keep your premiums lower.
✓ Vitality Plus members - one adult member can book a Vitality Healthcheck at no cost within the first year. Further health checks on the plan for £12.50 per member.
✓ Free no-obligation advice - Our advisers offer free, expert advice.
Better rewards with the Vitality Programme
At Vitality, it's not just insurance, get active and be rewarded.
By getting active each week, you can earn a maximum of 8 Vitality points per day and up to 40 Vitality points per week.
✓ Kickstart your fitness journey and understand your health better with a Vitality Healthcheck.
✓ Get active to earn discounts and rewards from our partners.
✓The healthier your efforts, the more points you earn, which contribute to your Vitality status: Bronze, Silver, Gold or Platinum.
✓ Access the Vitality Programme for children at no extra cost with Child Serious Illness Cover.
Relevant guides and articles
Life insurance for families
Protect your family by taking out a life insurance plan. Choose from a range of award-winning cover options from Vitality today.
Life insurance for parents
Life insurance for parents includes a variety of plans that mean your loved ones will be covered if you die. Read our guide for new parents.
Income protection insurance
Income protection insurance covers your monthly salary if you get sick and can't work.