Defaqto 5-star rated cover
Our award-winning Income Protection Insurance pays you a monthly tax-free income until you're well enough to go back to work, which you can use to help pay your bills, mortgage or medical costs. Even if you can't go back to work, we'll pay you an income for the rest of your policy term.
HOW IT HELPS
When you suffer a serious illness or injury, the last thing you should worry about is how you’ll pay the bills while you’re off work. After all, what if your sick pay should run out while you’re still recovering?
Income Protection Insurance features
Award winning cover
our Income Protection Insurance has been awarded five stars by Defaqto.
Receive fast payouts
we start paying as early as seven days after you stop working.
Be covered until you make a full recovery
we keep paying until you’re ready to go back to work.
Receive a back-to-work cash bonus
to help ease your path back to full-time work, we’ll give you a cash bonus to help cover any extra costs.
Cover and rewards from £1.10 per day
with our exclusive discounts and rewards, we'll help keep you healthy from day one, so you'll always get something back whether you claim or not. Premiums charged monthly.
Up to 40% off life insurance
Our 5-star award-winning protection just got cheaper!
Get a discount of up to 40% off your monthly premiums when you take out a life insurance policy with Wellness Optimiser.
Our personal protection options
We offer a range of award-winning insurance plans that protect you and your future. To find out more about our different life insurance products, choose the option that best suits your needs.
Pays a cash lump sum if you die.
Serious Illness Cover
Pays a lump sum if you're diagnosed with one of the conditions we cover.
Income Protection Insurance
Pays you a monthly income if you get sick or injured and can't work.
Mortgage Protection Insurance
Helps you to pay your mortgage if you get ill and can't work.