Defaqto 5-star rated cover
Our award-winning Income Protection Insurance pays you a monthly tax-free income until you're well enough to go back to work, which you can use to help pay your bills, mortgage or medical costs. Even if you can't go back to work, we'll pay you an income for the rest of your policy term.
HOW IT HELPS
When you suffer a serious illness or injury, the last thing you should worry about is how you’ll pay the bills while you’re off work. After all, what if your sick pay should run out while you’re still recovering?
Income Protection Insurance features
Award winning cover
our Income Protection Insurance has been awarded five stars by Defaqto.
Receive fast payouts
we start paying as early as seven days after you stop working.
Be covered until you make a full recovery
we keep paying until you’re ready to go back to work.
Receive a back-to-work cash bonus
to help ease your path back to full-time work, we’ll give you a cash bonus to help cover any extra costs.
Cover and rewards from £1.10 per day
with our exclusive discounts and rewards, we'll help keep you healthy from day one, so you'll always get something back whether you claim or not. Premiums charged monthly.
Limited time offer!
Up to 2 months free cover
Our 5-star award-winning protection just got cheaper!
Get up to two months free cover when you take out a VitalityLife policy with inflation protection and one of our optimisers. Join by 30 June.
Get the best cover for your needs
Who would you like to protect?
Cover just for me
Explore the best protection options for singles.
Cover for me and my partner
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Cover for me and my family
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Cover for when I'm retired
Explore the best protection options if you’re nearing retirement.