Defaqto 5-star rated cover
Our award-winning Income Protection Insurance pays you a monthly tax-free income until you're well enough to go back to work, which you can use to help pay your bills, mortgage or medical costs. Even if you can't go back to work, we'll pay you an income for the rest of your policy term.
HOW IT HELPS
When you suffer a serious illness or injury, the last thing you should worry about is how you’ll pay the bills while you’re off work. After all, what if your sick pay should run out while you’re still recovering?
Income Protection Insurance features
Award winning cover
our Income Protection Insurance has been awarded five stars by Defaqto.
Receive fast payouts
we start paying as early as seven days after you stop working.
Be covered until you make a full recovery
we keep paying until you’re ready to go back to work.
Receive a back-to-work cash bonus
to help ease your path back to full-time work, we’ll give you a cash bonus to help cover any extra costs.
Cover and rewards from £1.10 per day
with our exclusive discounts and rewards, we'll help keep you healthy from day one, so you'll always get something back whether you claim or not. Premiums charged monthly.
40% off monthly gym fees
Gym discount available at participating Virgin Active, Nuffield Health Fitness & Wellbeing or David Lloyds Clubs. Minimum monthly premiums and terms and conditions apply.
Having the right footwear is key to enjoy activity to the full and to prevent injury. That's why we also partner with Sweatshop to offer 50% off a pair of sport shoes4. Sweatshop will cease to be a Vitality Reward Partner on 31st December 2018. From 1st January 2019, Vitality members will be able to get 50% discount on specialist running shoes from Runners Need.
Our personal protection options
We offer a range of award-winning insurance plans that protect you and your future. To find out more about our different life insurance products, choose the option that best suits your needs.