Everyday cover for optical, dental and hearing care
Add Optical, Dental and Hearing cover to your Vitality health insurance and claim back some of the cost of eye tests and glasses, dental treatment and hearing care.
What is Optical, dental and hearing insurance?
Optical, Dental and Hearing cover is an optional benefit that can be added to your Vitality health insurance plan. It helps you manage the costs of dental work, such as hygienist appointments and emergency treatment, as well as vision and hearing tests, and more.
We've partnered with Boots to bring you even more value from this cover. Boots Opticians is now our optical network partner, and Boots Hearingcare joins as our first ever hearing network partner — giving you access to eye and hearing care at hundreds of locations across the UK.
What does Vitality offer?
This cover is an optional extra that you can add at the start of your health insurance plan, or at your plan’s renewal. It’ll cover treatments, like:
- Vision and hearing tests
- New prescription glasses or contact lenses
- Hearing aids
- Dental check-ups, appointments with a hygienist, treatments and emergencies
What treatments are covered?
When you add this cover to your health insurance plan, you can claim back on:
Dental cover
You can claim back expenses for:
- Routine dental check ups and appointments with a hygienist - We'll pay 100% of the costs, up to £100 each plan year, towards eligible NHS Band 1 or private routine dental care.
- Dental treatments and procedures - We'll pay 80% of the costs, up to £400 each plan year, towards eligible NHS Band 2 and 3 or private dental treatments*. Available treatments include:
- Fillings, crowns, inlays, onlays and overlays
- Bridgework, implants and dentures
- Root treatment and tooth extraction
- Treatment of gum disease
- Orthodontic treatment, such as aligners and braces for members under the age of 18
- Emergency dental care, accidents and dental injury - We'll cover 100% of the costs, up to £2,500 per claim. Eligible treatment must take place in the UK following an emergency dental appointment or admission to an NHS Accident & Emergency department. We'll cover two claims each plan year.
Optical cover
You can claim back expenses for:
- Eye tests
- New prescription glasses or contact lenses
If you use any other optician, you can claim back 80% of the costs, up to £300 each plan year.
Hearing cover
You can claim back expenses for:
- Hearing tests
- New prescription hearing aids
- Replacement hearing aids every 4 years
If you use any other provider, you can claim back 80% of the costs, up to £300 each plan year.
We don't cover:
Cosmetic dental treatment
This includes teeth whitening, bleaching and veneers
Braces for members aged 18+
Treatment is only covered for members aged under 18 at the beginning of their treatment
Replacement glasses
We'll cover glasses if you have a new prescription
How does it work?
Get started in three simple steps and make the most of your cover and benefits
Add it to your plan
Select Optical, Dental and Hearing insurance as a cover option when you take out Health insurance, or at renewal.
Go to your appointment
Make an appointment with your dentist, optician or hearing specialist.
Claim back the cost
After your treatment, keep your receipt and visit Care Hub in Member Zone to find out how to make a claim.
Interested in this cover?
We can personalise your health insurance plan to make sure it suits all of your needs.
Get in touch with our team of experts, who will help you build your plan - and answer any questions you have.
Call us on 0330 678 3326*
Optical, dental and hearing insurance FAQs
Where to next?
Want to learn more about health insurance?
** Price is based on the following criteria: a 30-year-old based in Peterborough, plan start date Sept 2025, Full Medical Underwriting, Consultant Select hospital option, £250 excess and £500 out-patient benefit and includes Insurance Premium Tax (IPT)