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Cover Options
Worldwide Travel Insurance
Your health plan gives you complete cover while you’re in the UK.
But if you’re planning on making the best of your travel rewards with British Airways and Mr & Mrs Smith, it’s a good idea to think about our comprehensive travel cover to give you peace of mind while you’re abroad.
Get a quote
All it takes is a few minutes to get a quote online.
Our Worldwide Travel Cover includes up to £10 million emergency medical expenses overseas, as well as lost luggage, delayed flights and more. We offer cover for up to 120 days, as long as you’re aged 64 or under on the plan start date or when this option is added to your plan at a future renewal date. This option covers you up to these limits:
| Travel benefit |
Amount of cover |
|---|---|
| Overseas medical expenses |
|
|
Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to remain behind with the sick or injured member* Repatriation expenses* Transfer of body or ashes back to the UK |
Up to £10 million |
| Cost of burial or cremation outside the UK |
Up to £1,000 |
| Other travel expenses |
|
| Loss of or damage to personal belongings | Up to £2,000* |
| Loss of personal money |
Up to £1,000* |
| Delayed departure |
Up to £100 |
| Missed departure |
Up to £500* |
| Cancelling the trip or cutting it short |
Up to £4,000* |
| Personal accident |
Up to £25,000 |
| Personal liability |
Up to £2 million |
| Loss of passport |
Up to £250* |
| Delayed baggage |
Up to £200* |
| Legal expenses |
Up to £25,000 |
| Winter Sports Cover (cover is limited to 21 days in total each plan year) |
|
| Loss of or damage to ski or snowboarding equipment |
Up to £500* each plan year |
| Loss of ski pass |
Up to £500* each plan year |
| Piste closure (£30 a day) |
Up to £500* each plan year |
| Loss of use of hired skis and ski pass due to illness or injury | Up to £500* each plan year |
|
Unless we agree otherwise, the benefits are for one person covered on your plan, per trip. * You will need to pay a £50 excess on these benefits. |
Important information
All benefits are per insured member, per plan year, unless we state otherwise.
Separate terms, conditions and exclusions apply to our Worldwide Travel Cover.
How to make a claim
- First, check that your plan covers the expenses that you’re claiming.
- Complete our Worldwide Travel Cover claim form.
- Send it along with the original booking invoice, itinerary or tickets to VitalityHealth, St Christopher House, Wellington Road South, Stockport, Cheshire, SK2 6NG.
We recommend you keep copies of all documents you send us. As soon as we receive your completed claim form, we’ll assess your claim and confirm our decision in writing.
Ready to apply online?
Call us on 0800 779 955
Or ask for a callback and we’ll get in touch at a time to suit you.
Lines are open:
Monday to Thursday: 9am – 7.45pm
Friday: 9am – 5pm
Saturday: 9.30am – 2pm