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Cover Options

Worldwide Travel Insurance

Your health plan gives you complete cover while you’re in the UK.

But if you’re planning on making the best of your travel rewards with Mr & Mrs Smith, it’s a good idea to think about our comprehensive travel cover to give you peace of mind while you’re abroad.

If you can’t find what you’re looking for with our travel cover, there are other options available in the market. Take a look at Money Advice Service's travel directory.

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All it takes is a few minutes to get a quote online.

Our Worldwide Travel Cover includes up to £10 million emergency medical expenses overseas, as well as lost luggage, delayed flights and more. We offer cover for up to 120 days, as long as you’re aged 64 or under on the plan start date or when this option is added to your plan at a future renewal date. This option covers you up to these limits:

Travel benefit
Amount of cover
Overseas medical expenses

Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to remain behind with the sick or injured member*

Repatriation expenses*

Transfer of body or ashes back to the UK

Up to £10 million
Cost of burial or cremation outside the UK
Up to £1,000
Other travel expenses

Loss of or damage to personal belongings Up to £2,000*
Loss of personal money
Up to £1,000*
Delayed departure
Up to £100
Missed departure
Up to £500*
Cancelling the trip or cutting it short
Up to £4,000*
Personal accident
Up to £25,000
Personal liability
Up to £2 million
Loss of passport
Up to £250*
Delayed baggage
Up to £200*
Legal expenses
Up to £25,000
Winter Sports Cover (cover is limited to 21 days in total each plan year)
Loss of or damage to ski or snowboarding equipment
Up to £500* each plan year
Loss of ski pass
Up to £500* each plan year
Piste closure (£30 a day)
Up to £500* each plan year
Loss of use of hired skis and ski pass due to illness or injury Up to £500* each plan year 

Unless we agree otherwise, the benefits are for one person covered on your plan, per trip.

* You will need to pay a £50 excess on these benefits.


Important information

All benefits are per insured member, per plan year, unless we state otherwise. 

Separate terms, conditions and exclusions apply to our Worldwide Travel Cover.


How to make a claim

  • First, check that your plan covers the expenses that you’re claiming.
  • Call us on 0345 602 3437 or, if you're abroad, call our emergency overseas claim number 00 345 278 5605.
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