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Term Life Insurance

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Term Life insurance gives you cover for a fixed term and pays out on death or terminal illness

Term Life insurance is a great way to help protect your family if you’re ever diagnosed with a terminal illness or you die, because it provides a cash lump sum they can use to pay off the mortgage or other debts.

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0161 216 7595

Features of Term Life insurance

  • Choose your term – from five to 70 years.
  • Choose your level of cover – up to £20,000,000 for Level cover. 
  • Get an upfront premium discount of up to 60% on Whole of Life Cover and 40% on Fixed Term Cover - if you take out our Wellness Optimiser for a small monthly fee.
  • Get free cover while we assess your application, if you take out our more comprehensive option.
  • Enjoy five-star life insurance, as independently rated by Defaqto.

Our personal protection options

We offer a range of award-winning insurance plans that protect you and your future. To find out more about our different life insurance products, choose the option that best suits your needs.

  • Life Cover

    Pays a cash lump sum if you die.

  • Serious Illness Cover

    Pays a lump sum if you're diagnosed with one of the conditions we cover.

  • Income Protection Insurance

    Pays you a monthly income if you get sick or injured and can't work.

  • Mortgage Protection Insurance

    Helps you to pay your mortgage if you get ill and can't work.

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Discounts, savings and rewards.
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Making the right choice

Explore our different insurance options to see which one’s right for you.
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Lines are open: 
Monday to Friday: 9am - 5pm 
Saturday and Sunday: Closed

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