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Switch to Vitality health insurance

Get the cover and value you deserve. And a discount when you switch to us – just answer a few questions.

Over 10 years of 5 Star Defaqto ratings. 

  • Defaqto 5 star expert rated for Private Medical Insurance, Individual category. 2012-2026
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Get healthier. Get savings. From day one.

From quick GP appointments to fast follow-up tests and specialist treatment, Vitality health insurance makes it easier to get the answers and care you need1.

And with Vitality, you don’t just get cover – you get savings and rewards on top brands the moment you join. Our members can save over £2,000 in value every year through the Vitality Programme2.

Get in touch today. Let’s see if we can beat your renewal premium3.

Call us on 0330 678 3326*

1 Health insurance does not cover pre-existing conditions – conditions you have before you buy your plan.

2 Annual saving based on a Vitality Plus member on Platinum status, and regular use of the weekly, 4-weekly and monthly Active Rewards, and a range of other partner benefits.

3 Depending on your lifestyle and medical history. Terms and conditions apply.

*Monday to Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm, Closed: Sunday and bank holidays.

Why switch to Vitality health insurance?

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Fast GP access

Speak to a doctor within 48 hours.

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Choose the right consultant

Pick a trusted Premier Consultant

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Mental health support

Online support and Talking Therapies

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Personal cancer care

Support at every step

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Get more from your health insurance

Big savings and rewards with top brands. Vitality gives you more.

Gym and fitness

  • 50% off selected gym memberships (Joining fee applies)

Tech and equipment

  • Money off fitness gear and fitness trackers

Refreshment and relaxation

  • Great savings on spa breaks and healthy food

 

Explore Vitality rewards

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Earn points for healthy choices. Unlock lower renewal premiums.

Get active and track things like your daily steps to increase your Vitality status. The higher your Vitality status, the lower any claims-related increase to your yearly premium will be.
  
We base your renewal premiums on:

 

A – for Age

Your price goes up slightly every year. Because the older you get, the more likely you are to claim.
 

B – for Base inflation of medical costs

Treatment, drug and hospital costs rise every year. Our prices take those costs into account.

 

C – for Claims

We adjust your price based on the claims you’ve made. How much we adjust it also depends on how much you look after your health3

3 Use of certain benefits (including video GP consultations) does not count as a claim under the 'Claims and Engagement' component of ABC Pricing. For the full list of these benefits, members can refer to their Terms and Conditions.

For members with Optical, Dental and Hearing Cover or Worldwide Travel Cover, ABC Pricing does not apply to these benefit options - premium increases for these benefits are calculated separately to ABC Pricing.

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Discover how easy it is to switch

Call us on 0330 678 3326

Or ask for a callback and we'll get in touch at a time to suit you.

Lines are open: Monday to Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-2pm 
Sunday and bank holidays: Closed

Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.