Is physiotherapy covered by health insurance?
Physiotherapy is included in your core cover
You’ll get up to six physiotherapy sessions included as part of your core cover with Vitality health insurance.
Our Priority Physio Network gives you access to over 5,000 accredited and peer reviewed physiotherapists at over 1,700 locations in the UK.
Our physiotherapists take a holistic approach to guide you back to health. They assess your individual situation, and provide personalised treatment, such as specific exercises to help relieve your daily pain and discomfort. They also offer advice on how to avoid injuries reoccurring.
Enhance your physiotherapy cover
Want extra physiotherapy cover? Choose the Out-patient Cover option. You’ll get full cover through our Priority Physio network. Physiotherapy arranged outside of our network is covered up to £35 a session and up to your chosen cover limit.
Already a Vitality member?
The advantages of being treated by our Priority Physio network:
- We pay for your treatments in full
- We pay the physiotherapist directly
- You can self-refer - there’s no need to get a GP referral
- Your physiotherapist will manage your claim fully, so there’s no need to authorise further sessions with us.
How it works
If you need to make a claim, we arrange a phone assessment with one of our physiotherapy partners,
which enables them to establish the most appropriate treatment plan for your specific needs, from one or more of the following:
Suitable for minor injuries and to help you manage your recovery in your own time, as quickly and conveniently as possible.
If you’re referred for a face-to-face assessment or treatment sessions, your physiotherapist will assess your symptoms and recommend a treatment plan.
This is where your progress is monitored until you’re discharged.
Can I ask for a specific physiotherapist or clinic?
Can I contact the panel directly?
How is your network made-up?
How quickly can I access care?
Will I be offered a choice of physiotherapy clinics?
Do I have to use a physiotherapist from the network?
If you have Out-patient Cover option as part of your plan, you can use a physiotherapist outside our network. We’ll cover up to £35 per session as long as the physiotherapist is recognised by us. You’ll need to pay any invoices directly, submit them to us and we’ll reimburse you from your Out-patient Cover limit.
If you need further sessions after your initial number of authorised sessions, you must get a detailed medical report from your treating physiotherapist, so that we can assess if any more sessions are eligible under your plan. Without this, we may not pay for any more.