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Get up to two months' cashback on your premiums

Get up to two months' of your business protection premiums back when your team get active

From 1 July, buy a business protection plan and encourage your employees to get active. If your team take our online Health Review and track their activity, it will be a win-win. They'll get Vitality points and rewards, and you could get up to two months' cashback on your premiums. Terms and conditions apply. Offer ends 30 September 2020.
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Safeguard the people who matter most to your success

Business Protection is one of the best ways to safeguard the future of your business, by protecting the people who matter most to your business’ success. With Business Protection, you’re giving your company an extra degree of long-term stability and reassurance, by protecting key employees and shareholders, should something ever happen to them – or you.

Why VitalityLife?

We provide protection plans that are relevant to the needs of your business and that pay out when you need it.

We also take a unique approach to insurance by being the only provider to integrate wellness into our insurance products through the Vitality Programme. It’s why we make it easier and more affordable for you to get active – and reward you with lower premiums and even more incentives to keep you motivated. It’s a virtuous circle that leads to more rewarding cover and a healthier you.

Award-winning life insurance

Defaqto 5-Star Rating – Critical Illness Cover 2012 – 2019
Defaqto 5-Star Rating – Life Cover

Reasons to choose Business Protection from VitalityLife 

  • Award-winning Serious Illness Cover

    If one of your employees suffers a serious illness, our Serious Illness Cover for Business option gives you a severity - based payout. We cover more conditions than any other insurer

  • The right plan for your business needs

    We offer three levels of protection, with the flexibility to find a solution that suits your business, including Key Person Protection, Shareholder and Partnership Protection and Business Loan Protection.

  • More flexibility to suit your business’ needs

    We also offer extra cover options: Disability Cover for Business, providing a full payout for the types of conditions that would force an employee to retire from the business, Guaranteed Insurability Option and Waiver of Premium.

  • It’s easy to apply

    To ensure you get protected as quickly as possible, our Vitality Nurses can visit you at your own home, place of work or at a place that’s convenient for you, to carry out your underwriting screening. As most screenings are finger prick blood tests, this allows us to capture the results immediately. Making it quicker for you to get the cover you need.

The Vitality Programme

Everyone gets access to our Vitality Programme, which encourages you and your employees to take steps towards a healthier future - and rewards you with real financial benefits. It means you and your employees can get something back for your premiums, without even having to claim.

Your Business Protection options

  • Relevant Life Cover

    Give your best employees an extra incentive to stay

  • Key Person Cover

    Reduce the financial impact if you lose an employee to severe illness, disability or death

  • Shareholder or Partnership Protection

    Keep your business stable in the event of serious illness or death

  • Loan Protection

    Protect your company’s financial stability in times of uncertainty

Relevant life plan

A Relevant Life Plan benefits your employee, by making them feel more valued. But it also benefits your business as a whole, as they’re likely to be more engaged, take less time off sick and be more productive.


You can also take your pick of our award-winning personal protection options.

  • Life Cover - protect those you love most if you die or are diagnosed with a terminal illness.
  • Serious Illness Cover - covering 178 conditions, it can ease the financial pressure of serious illness.
  • Income Protection Cover - manage the financial impact of illness from as soon as seven days after you stop working.
Compare our Life Insurance options


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0161 2167 595

Speak to a VitalityLife business adviser for tailored advice. , ask for a callback and we’ll get in touch at a time to suit you.
Lines open:
8am – 9pm Monday to Thursday
8am – 7pm Friday
9am – 5pm Saturday
Closed – Sunday

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