Skip to Content

Business Protection

Key Person Cover

Reduce the financial impact if you lose an
employee to serious illness, disability or death

Compensate your business for Key Person absence

With many small and medium sized companies dependent on a few specialist individuals, Key Person Cover is designed to help protect the business in the event of death or severe illness of one or more key employees. 

If the key person were to die or suffer from a severe illness, the policy pays out a lump sum to make up for any loss in your revenue or profits, helping to keep your business on track.

How much cover do you need?

When calculating your cover, it’s a good idea to consider:
  • Loan repayments

  • Replacement of lost profits

  • Cost of recruitment of replacement personnel

  • Repayment of partners' /directors' loan accounts

Your Business Protection options

  • Shaking hands

    Business Protection Life Cover

    Safeguard the people who matter most to your success

  • Man cycling along road

    Relevant Life Cover

    Give your best employees an extra incentive to stay

  • Sitting by water with an umbrella

    Shareholder or Partnership Protection

    Keep your business stable in the event of serious illness or death

  • Two businessmen looking at computer screen

    Loan Protection

    Help protect your company’s financial stability in times of uncertainty

Get our best savings and rewards

Add Vitality Optimiser to pick up our exclusive discounts, savings and rewards.
Virgin Active Logo in WhiteStarbucks white logoBritish Airways white logoEurostar white logoEvans Cycles white logo
Find out more


Phone icon Call us on
0161 2167 595

Speak to a VitalityLife business adviser for tailored advice. 
Lines open:
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday

Get a callback