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Business Protection

Key Person Cover

Request a callback or phone 0161 2167 595 for a free quote or advice

Compensate your business for Key Person absence

There are always key individuals that make big contributions to the success of a business. So losing one of them can have a serious impact on the financial health of the business.

How does Key Person Cover help?
With many small and medium sized companies dependent on a few key people, Key Person Protection is designed to help protect your business in the event of death or terminal illness of one or more key employees.

If such an event happens, the plan pays out a lump sum to cover any loss in revenue or profits – helping to keep your business on track.

How much cover do you need?

When calculating your cover, it’s a good idea to consider:
  • Loan repayments


  • Replacement of lost profits


  • Cost of recruitment of replacement personnel


  • Repayment of partners' /directors' loan accounts


The Vitality Programme

Everyone gets access to our Vitality Programme, which encourages you and your employees to take steps towards a healthier future - and rewards you with real financial benefits. It means you and your employees can get something back for your premiums, without even having to claim.

Your Business Protection options

  • Business Protection Life Cover

    Safeguard the people who matter most to your success

  • Relevant Life Cover

    Give your best employees an extra incentive to stay

  • Shareholder or Partnership Protection

    Keep your business stable in the event of serious illness or death

  • Loan Protection

    Help protect your company’s financial stability in times of uncertainty

Relevant life plan

A Relevant Life Plan benefits your employee, by making them feel more valued. But it also benefits your business as a whole, as they’re likely to be more engaged, take less time off sick and be more productive.


Phone icon Call us on
0161 2167 595

Speak to a VitalityLife business adviser for tailored advice. , ask for a callback and we’ll get in touch at a time to suit you.
Lines open:
8am – 9pm Monday to Thursday
8am – 7pm Friday
9am – 5pm Saturday
Closed – Sunday

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