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Business Protection

Key Person Cover

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Compensate your business for Key Person absence

WHAT IT IS
With many small and medium sized companies dependent on a few specialist individuals, Key Person Cover is designed to help protect the business in the event of death or severe illness of one or more key employees. 

HOW IT HELPS
If the key person were to die or suffer from a severe illness, the policy pays out a lump sum to make up for any loss in your revenue or profits, helping to keep your business on track.

How much cover do you need?

When calculating your cover, it’s a good idea to consider:
  • Loan repayments

  • Replacement of lost profits

  • Cost of recruitment of replacement personnel

  • Repayment of partners' /directors' loan accounts

Your Business Protection options

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    Business Protection Life Cover

    Safeguard the people who matter most to your success

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    Relevant Life Cover

    Give your best employees an extra incentive to stay

  • person sitting with umbrella

    Shareholder or Partnership Protection

    Keep your business stable in the event of serious illness or death

  • two men sitting in office

    Loan Protection

    Help protect your company’s financial stability in times of uncertainty

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Add Vitality Optimiser to pick up our exclusive discounts, savings and rewards.
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