shareholder, business partner or key person.
Protect your business from unexpected shocks
What you get
Immediate cover from the day you apply
For no extra cost, your business is protected even while we’re assessing your application.
Variable cover amounts for maximum flexibility
Choose to be protected on a level, indexing or decreasing basis.
Lets you increase cover when certain events happen – such as a change in value of a key person or an increase in a partner’s stake - without undergoing new underwriting (having to give us extra information about the health of the person).
As the first mainstream insurance company to provide Life Cover for people with HIV, we cover up to £250,000 for a maximum of ten years.
Business Life Cover
- Minimum time period of insurance - one year
- Maximum time period of insurance for reviewable premiums (variable price) - 60 years
- Maximum time period of insurance for guaranteed premiums (fixed price) - 50 years
- Minimum amount of insurance - £10,000 (subject to minimum premium payment)
- Maximum amount of insurance - £10,000,000
- Minimum entry age –17 on next birthday
- Maximum entry age – 75 on next birthday
- Maximum expiry age - age 80 exactly
Your Business Protection options
Relevant Life Cover
Give your best employees an extra incentive to stay
Key Person Cover
Reduce the financial impact if you lose an employee to severe illness, disability or death
Shareholder or Partnership Protection
Keep your business stable in the event of serious illness or death
Protect your company’s financial stability in times of uncertainty
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