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Loan Protection

Keep your business strong, if shareholder illness strikes

Protect your company’s financial stability in times of uncertainty

Loan Protection provides a lump sum to cover your business loans and other credit facilities if a business owner dies or becomes seriously ill.

In the event you lose a business partner, you may want or need to repay outstanding business loans, some of which may have personal guarantees or have to be repaid when someone dies.

What you get

  • Guaranteed insurability 

    Lets you increase cover in line with an increasing loan. If you choose this option your premium will increase depending on the amount of additional cover applied for. Maximum increases will apply.

  • Support when you need it

    If a business owner dies or becomes seriously ill, we provide a lump sum to cover your business loans and other credit facilities.

Your Business Protection options

  • Shaking hands

    Business Protection Life Cover

    Safeguard the people who matter most to your success

  • Man cycling along road

    Relevant Life Cover

    Give your best employees an extra incentive to stay

  • Lady shaking hands

    Key Person Cover

    Reduce the financial impact if you lose an employee to severe illness, disability or death

  • Sitting by water with an umbrella

    Shareholder or Partnership Protection

    Keep your business stable in the event of serious illness or death

Get our best savings and rewards

Add Vitality Optimiser to pick up our exclusive discounts, savings and rewards.
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Find out more


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0161 2167 595

Speak to a VitalityLife business adviser for tailored advice. 
Lines open:
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday

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