‘Don’t think, just do… life’s too short’: Hayley’s survival story
Life insurance is not only for when the unthinkable happens, it can be there for us while we’re living too. As Hayley Morris found out
Hayley Morris never expected she would need to use her Vitality life insurance plan, let alone make two claims on it before her 40th birthday.
After initially being rushed into hospital with a blood clot in her lungs aged 36, just two years later she was diagnosed with cancer.
Both were covered under her Serious Illness Cover plan, a type of life insurance which pays out a lump sum for diagnosis of a listed illness.
Because her cancer and the blood clot – also known as a pulmonary embolism, a medical issue only covered by Vitality – were unrelated, she was able to make two separate claims. And not only that.
Cover continues due to Vitality’s unique approach to paying multiple claims in full, so she can rest assured that financial protection is still in place in the future – for her, her partner David, and her daughter Bella too.
“The cover has done wonders for us,” she tells Vitality Magazine.
“It hugely helped knowing that I had cover. It meant I knew that Bella would still have money for when she got married or buy her own house, and things like that [if something happened to me]. We’re a normal family, we’re normal people. From a cover perspective, it’s done wonders for us.”
And what advice does she have for anyone considering taking out cover for themselves and their loved ones? “Don’t just think, just do. Life’s too short. We think it won’t happen to us, but I’m living proof it can.” To hear Hayley’s story, watch the video below.
Watch Hayley’s story below:
[1] Vitality data, 2023
[2] Vitality Life Claims and Benefits Report, 2022
- Provide a payout for your loved ones when you pass away
- Live with peace of mind – we paid 98.9% of all life cover claims in 20241
- Parent Checklist itemGet healthier, live longer2 and save even more with our rewards
From £5 a month
1VitalityLife Claims and Shared Value Report 2025
2Based on members who move from 0 to 21+ activity points a week throughout their lifetime, applied to standard UK mortality rates. Vitality study 2024.
Recent articles
Your running race day essentials
The event is almost here! Make sure everything goes to plan by packing these essentials, so that you feel prepared, confident and ready to run
3 healthy autumn recipes for comforting seasonal meals
From a colourful squash stew to a lighter shepherd’s pie and warming chicken noodle soup, these satisfying autumn recipes make seasonal eating simple
Why sleep is more important for performance and recovery than you think
Quality sleep supports recovery, boosts energy and improves your training. Learn how to improve your sleep through these five simple habits