Private hospital treatment
- Get private hospital appointments, tests and stays
- Find and book the right consultant for your condition
Private healthcare treatment, when you need it
- Get access to leading consultants in the UK
- Choose where you're tested
- Rest easy knowing we'll pay in full for any agreed treatment covered by your plan.
You can also boost your cover to include extra treatment options when you buy a health insurance plan.
What's in your cover?
You're covered for all hospital appointments and overnight stays, as well as:
Hospital fees
- Nursing
- Any drugs you might need while in hospital
- Intensive care treatment
- Operating theatre charges.
Consultant fees
As long as your consultant is recognised by us, we'll pay for:
- Surgeons' fees
- Anaesthetists' fees
- Physicians' fees
- Other consultant appointments.
Tests and procedures
We also cover you for:
- Blood tests
- X-rays
- MRI, CT and PET scans, if required
- Other consultant appointments.
What else you're covered for
Out-patient surgeries
Procedures covered by your plan where you don't need to stay in hospital.
NHS hospital cash benefit
Up to £250 per night1 for overnight stays in an NHS hospital and £125 per day2 for appointments.
Weight loss surgeries
We cover weight loss surgery such as gastric bypass and gastric banding. And we pay 75% of the cost.3
Childbirth cash benefit
Get a £100 cash payment per child after your give birth or adopt a child - as long as you've had your plan for 10 months.
Pregnancy complications cover
We'll pay in full for certain procedures - including ectopic pregnancy and miscarriage - whether you stay overnight in hospital or not
All benefits are per insured member, per plan year, unless stated otherwise. You must be treated at a hospital covered by your plan.
1 Capped at £2,000
2 Capped at £500
3 Subject to specific eligibility criteria (including age and BMI requirements) and a 25% contribution towards the costs of the treatment package.
Choose where you're treated
You choose
If you’d like to be treated at a specific hospital, you can add a hospital list to your plan. You’ll also be able to choose your consultant from our approved list.
Let us choose
We'll find the best care for you. You'll still get a choice of up to 10 consultants, including Premier Consultants4 from our trusted list.
4 Our Premier Consultants have a proven track record of getting to the bottom of even the most complex health problem, giving you peace of mind. Patients treated by Premier Consultants have 27% lower re-admission rates and 9% shorter length of stay than those treated by other private consultants. Source: Vitality Health and Claims Report 2024.
Ready to get a health insurance quote?
Private hospital treatment is included in our health insurance plans.
Want more out of your cover?
You can tailor your cover when you buy a health insurance plan. Adding out-patient cover to your plan gives you more treatment options like:
- Specialist consultations and consultant fees
- Diagnostic tests - like MRIs, CT and PET scans
- Extra physiotherapy cover. Get unlimited physio sessions within our Priority Physio Network.
Call 0330 678 3326* to speak to the team or get a quote online.
Call charge information
*Calls to '03' numbers cost no more than a national rate call to a 01 or 02 number, whether from a mobile or a landline. If you get inclusive free calls to local rate numbers with your landline or mobile tariff, calls to '03' numbers will be included.
