Vitality health insurance
- Private healthcare from £1.45 per day1
- Get full cancer cover - we take care of you before, during and after treatment
- Get active to earn rewards like Apple Watch
Vitality's private medical insurance gets top marks
How does health insurance help?
Health insurance, private medical insurance (PMI) – they all mean the same thing - fast access to private healthcare and help to cover the costs. So you can:
- See a GP, book therapy sessions, go to physio and more
Without the wait - Get specialist care and hospital treatment
As well as specialist drugs and onward care - Use it alongside NHS services
Anyone with private health insurance can still use public healthcare
Vitality health insurance helps you get healthier and you could save money too. We're a healthy choice.
What does Vitality health insurance cover?
Your core cover
Start your health plan with some excellent essentials
- Private GP appointments – speak to a Vitality GP online within 48 hours.
- Cancer cover for all cancers – and support, from diagnosis2 to recovery
- Mental health support – up to 8 sessions of Talking Therapies such as cognitive behavioural therapy (CBT) and counselling.
- Private physiotherapy – up to 6 physiotherapy sessions within our Priority Physio network.
- Private hospital treatment – we’ll cover the cost of hospital appointments, overnight stays, medication and more
- More treatment and support – including home nursing, private ambulance, specific weight loss, corrective and oral surgeries and childbirth cash benefit
- Expert tips and tools – tailored to you, to help you build healthy habits that stick
- Discounts from top brands - and more rewards when you keep up healthy habits
Boost your cover
Add more of the quality healthcare you need
- Optical Dental and Hearing Cover including private dental treatment, eye and hearing tests, prescriptions for glasses and hearing aids
- Your choice of hospital lists and consultants
- Out-patient cover - for tests (like MRI, CT and Pet scans), consultations and treatment - when you don't need to be admitted to the hospital
- More mental health cover - full cover for unlimited talking therapies, including CBT or counselling
- Worldwide travel cover - with emergency medical protection abroad
- Alternative therapies like acupuncture and osteopathy
What's not included in your health plan
Ready for your quote?
Get a Vitality health insurance quote online - it's quick, easy and you can add your family to your plan too.From just £1.45 a day1, discover private medical insurance with fast access to care and rewards from top brands.
Want to explore your health cover?
Check out some of your core cover and some extras you can add - to suit your needs and budget.
Online GP
Get expert advice and referrals, order prescriptions — all from the comfort of home, whenever you need.
Mental health cover
You can self-refer for your sessions too, so you can take care of your mental health, whenever you need.
Cancer treatment and support
We’ll also help you spot the early signs – with simple online assessments, plus a health check and discounted screening every year.
Optical, Dental and Hearing Cover
Enjoy money back on everyday care — from eye tests to dental check-ups and hearing aids.
Out-patient cover
Add out-patient cover to your Vitality health plan. Get unlimited physiotherapy sessions with our network.
It can also cover out-patient consultations, diagnostic tests and more — so you get fast answers and expert care.
Worldwide travel cover
Add worldwide travel cover to your Vitality health plan and and get emergency medical cover abroad.
Plus, cover for cancellations and lost luggage.
So you can travel with confidence.
How much does private health insurance cost?
Vitality health insurance starts from just £1.45 a day1. Your price can depend on: your age, where you live, your health and wellbeing, who you want to cover, and how you customise your plan.
Our expert team is also here to help you find the right cover at a price that works for you. They’ll guide you through your options and recommend a Vitality health plan tailored to your needs.
So is Vitality worth it?
Hear from one of our members
A massive weight off my shoulders
I noticed that there were some significant changes in my vision of my left eye. I called Vitality - and got through straight away. From there it was all very quick. I saw a consultant in London the next day. The day after I was being operated on. It was a massive weight off my shoulders.
Get healthier. Get rewarded.
Vitality doesn’t just protect your health – we give you the top tips and tools to help you improve it. You get lots of healthy discounts too like:
• 50% off selected gym memberships*
• Money off fitness gear and fitness trackers
• Great savings on spa breaks and healthy food
Enjoy more rewards when you keep up healthy habits. It all pays off. Our members saved £99m with Vitality discounts and rewards in 2024.3
Let's get this plan started
Get your quote for Vitality health insurance
- Plug in a few quick details
- Add your partner and children to your plan (optional)
- Get an estimated price and more information on your cover
- Customise your plan to suit you
Call us on: 0330 678 3326*
Our team of friendly experts can:
- Answer any questions you have on Vitality health insurance
- Give you qualified recommendations
- Help you build a plan that suits your budget
Health insurance FAQs
Health insurance made simple
Explore our bite-sized guides – no jargon, no essays, just clarity.
1 From £1.45 a day. Price is based on the following criteria: a 30-year-old, based in Peterborough. Plan start date 1st February 2024. Full medical underwriting, Consultant Select hospital option. £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT).
2 Subject to Out-patient cover being selected.
3 VitalityLife Claims and Shared Value Report 2025