Set the level of dental cover to suit you
For a more affordable way to maintain good oral health, we offer two levels of dental cover – giving you the flexibility to set just the level of protection you want.
Major Dental Treatment
Covers you for: crowns; bridges; root canal treatment; extractions; apicectomy; dentures; and emergency dental work after an accident.
Major and Routine Dental Treatment
Offers all the features of Major Dental Treatment, plus routine examinations; scaling and polishing; dental x-rays and fillings.
Whichever option you pick, you're free to choose your own NHS or private dentist. Each option covers you up to the following limits:
|Dental Cover||Major Dental Treatment||Major and Routine Dental Treatment|
|Routine examinations. Maximum of two claims each plan year
||Up to £30 per claim|
|Routine scaling and polishing. Maximum of two claims each plan year
||Up to £40 per claim|
|Dental x-ray. Charges for radiography of teeth or jaws. Maximum of two claims each plan year||Up to £40 per claim|
|Fillings. Maximum of two claims each plan year||Up to £40 per claim|
|Crowns: new or replacement||Up to £300||Up to £400|
|Inlays/onlays/overlays: new or replacement||Up to £100|
|Bridges/implants: new or replacement||Up to £200||Up to £300
|Root canal treatment||Up to £150||Up to £250|
|Apicectomy||Up to £100
||Up to £150|
|Extractions||Up to £150
||Up to £250|
|Dentures: new or replacement||Up to £250||Up to £350|
|Accidental dental: Charges made by a dental practitioner or specialist for a dental accident. Maximum of four claims each plan year||Up to £2,500 per claim
||Up to £2,500 per claim|
|Emergency dental: Charges for immediate relief of severe pain, haemorrhage and/or infection. Maximum of two claims each plan year||Up to £300 per claim|
|Emergency call-out fees: Maximum of two claims each plan year||Up to £50 per claim||Up to £50 per claim|
All benefits are per insured member per plan year unless we state otherwise.
To get the Dental Cover option, you need to have had a check-up with your regular dentist and finished any recommended treatment within 12 months before your cover starts. If you haven't done this, then you'll only be covered once you have had a check-up and finished any recommended treatment. Separate terms, conditions and exclusions apply to our Dental Cover.
How to make a claim
- Before you claim, check your plan covers the treatment you need.
- Go for your treatment and pay for it yourself. Make sure you get an invoice or receipt that clearly states:
- your full name, date of birth and postal address
- your dentist’s name and contact details
- dates and details for each treatment, including procedure codes where possible
- how much each treatment costs.
St Christopher House
Wellington Road South
Stockport SK2 6NG.
If we approve your claim, we’ll settle your bill within 10 working days. We’ll send a message to your secure inbox on the Member Zone to let you know when we’ve paid your claim.
Award-winning health insurance from £1.10 per day.
Or ask for a callback and we’ll get in touch at a time to suit you.
Lines are open:
Monday to Thursday: 9am – 7.45pm
Friday: 9am – 5pm
Saturday: 9.30am – 2pm