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Apple Watch Support

How it works

Apple Watch SE

Choose and apply

Choose your Apple Watch in Member Zone and use the sign up button to complete the loan application with Novuna Personal Finance.

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Link up the Vitality UK app

If successful, you will receive your new Apple Watch. Link your device to start tracking your steps and workouts.

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Get active

Get moving to start earning activity points. The more points you earn, the more we contribute towards your Novuna loan payments.

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Save money

Earn 160 activity points a month and you pay £0 towards your Novuna loan payment for that month.

Apple Watch payments

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Credit agreement

To get the Apple Watch, you’ll need to pass a credit check and agree to a 40-month, 0% APR consumer credit agreement with 36 monthly Direct Debits through Novuna Personal Finance (a trading style of Mitsubishi HC Capital UK PLC) as part of purchasing an Apple Watch through Vitality. Checking your eligibility will place a soft search on your credit file which is not visible to other lenders.

If you took out the Apple Watch before October 2024, your loan agreement will stay with etika Finance UK Ltd. If you have any questions about your credit agreement or the credit application, please contact etika Finance UK or Novuna Personal Finance directly.

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Monthly loan repayments

Your monthly payment is based on how many activity points you earn per month. The more points you earn, the less you pay towards your loan repayment with Novuna (or etika Finance UK) for that month. Learn more about how to earn activity points. Pay nothing for your Apple Watch if you reach 40 activity points every month. Track your points and loan repayment contributions in the Vitality UK app

Order, delivery and returns

Ordering your Apple Watch

You can purchase your Apple Watch through Vitality to make use of this benefit. Any adult member of a qualifying plan can have an Apple Watch, however there can be only one active Apple Watch benefit per play at any point in time.

Tracking your Apple Watch delivery

You'll get a text message when your Apple Watch has been dispatched. This gives tou the option to change the delivery date, arrange delivery to a safe place or a neighbour, or to collect your Apple watch from a local depot.

Changing device

To change your device, you need to cancel your order within 24 hours of submitting it. Once the system updates, you can reorder the preferred watch.
If the order has already been dispatched, you'll need to wait for the delivery to arrive and then return the watch. Once Apple receive tour return, you can order the preferred watch.

Returning your Apple Watch

if you want to return your Apple Watch during your 14-day cooling off period, contact us. Remember that the box your Apple Watch came in must be unopened. If you'd like to return your watch because of damage within 90 days of delivery, contact AppleCare.