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Different types of life insurance explained

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Income Protection vs Life Insurance: What's the difference?

There’s a wide variety of insurance policies, all designed to help support you or your family financially. And it can be easy to confuse which type of policy does what.

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Life Assurance vs Life Insurance: What's the difference?

It’s easy to think that life assurance and life insurance are the same thing. They certainly sound very similar and are sometimes used interchangeably. But there are key differences between the two types of product, which are useful to know so that you buy the right cover. In this guide we’ll explain these differences and how each one works. This should give you a clear understanding of the differences between life assurance and life insurance.

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What is mortgage protection insurance

Mortgage protection insurance is a type of life insurance that covers your mortgage payments if something unexpected happens. If you become terminally ill, or pass away, it pays off the rest of your mortgage.

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Death-In-Service Benefit vs Life Insurance

What is a death-in-service benefit? Learn how it works, how it's calculated, and whether you need life insurance if you have a death-in-service benefit.

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Do you need life insurance to get a mortgage in the UK?

Do you need life insurance to get a mortgage and what happens to a life insurance policy when the mortgage is paid? We answer these questions and more.

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Different types of life insurance in the UK explained

Discover the different types of life insurance available in the UK. Learn about the benefits, cover options, and how to choose the best life policy for your needs.

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What is Serious and Critical Illness Cover

Improvements in modern medicine mean that you have a better chance of surviving a serious illness. Almost 3.5 million people live with cancer in the UK[1]. And whilst a diagnosis is devastating, for many people, cancer is survivable. But a serious illness will certainly affect your day to day and can also impact your finances.

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Decreasing term life insurance explained

This guide is for anyone who wants to know more about decreasing term life insurance. In it we talk about how decreasing term life insurance works, what it can be used for and how it can help pay off a repayment mortgage if you die. The guide will help you decide if this type of insurance is what you need.

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Income Protection vs Redundancy Insurance: What’s the Difference?

Income protection insurance and redundancy insurance cover may look like the same thing. But there are key differences between the two. They're both designed provide a replacement income. It’s how and when they do that, which can cause confusion.

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Income Protection vs Critical Illness Cover: What’s the Difference?

With so many life insurance options on the market, it can be difficult to choose the right ones for you and your family. The first step is to understand how each type of policy works. And how it pays out if you need to make a claim.

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