Private health insurance with no hidden surprisesUnlike some other health insurance providers that can leave you out of pocket when you claim, when we say ‘Full Cover’, that’s just what we mean.
We promise to pay all consultants’ and anaesthetists’ fees for in-patient and day-patient treatment, as long as the treatment is eligible on your plan and the consultant is recognised by us.
And if it’s not in your plan – or it’s not covered in full by your plan – we’ll tell you upfront. That’s a promise, too. VitalityHealth is the only health insurer in the UK to offer this simple yet valuable guarantee as part of its Core Cover proposition1.
Some other health insurers will only pay consultants’ fees up to a certain amount – so, if your consultant charges more than that, you’ll have to cover the rest, meaning you could end up paying hundreds of pounds2.
What are the benefits of the Full Cover Promise?
It's available as standard, at no extra cost
Offers you reassurance that all eligible health costs are covered
There's no set time or money limits
Access to any recognised consultant
Award-winning health insurance from £1.15 per day.
Or ask for a call back and we’ll get in touch at a time to suit you.
Lines are open:
Monday to Thursday 9am-6pm, Friday 9am-5pm, Saturday 10am-2pm
Sunday and bank holidays: Closed
Where to next?
Video consultations within 48 hours, a 24/7 medical helpline, direct referrals to a consultant if needed, private prescriptions and more
In-patient and day-patient treatment
Full Cover for eligible hospital fees, consultant fees and diagnostic tests as well as out-patient surgical procedures. You also get a range of additional benefits such as Home Nursing and Childbirth Cash Benefit
Our Core Cover gives you the peace of mind that comes with knowing you can get fast access to the highest-quality private healthcare, whenever you need it
Switch to Vitality health insurance
Do you want to save £138? That’s how much Vitality members saved on average by switching to Vitality health insurance3
2 If the condition and treatment is eligible under your plan.
3 Vitality health insurance savings data for Vitality switchers from May 2018 to January 2019.