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Vitality American Express® Credit Card support guides

Representative 22.2% APR variable
Based on no annual Card fee, a £6 monthly fee paid for the Vitality Programme, assumed credit limit of £1,200, and purchase rate of 22.2% variable. Interest rates link to the Bank of England base rate. See American Express for details.

Choose a Vitality American Express Credit Card guide

Frequently asked questions

Here's what Vitality members have been asking

Can I add Supplementary Cards for other members of my family?

Yes, you can apply for a Supplementary Card at the time you submit your application. Once you've completed your application, you will not be able to add a Supplementary Card. Find out more about Supplementary Cards.


How many Vitality American Express credit cards can I have?

There can only be one main Cardmember per plan. Also, only the main Cardmember’s activity points will count towards the earn rate of the Vitality cashback booster.

What if I already have an American Express Credit Card?

If you already have another American Express Credit Card, you can still apply for a Vitality American Express Credit Card.

Who do I contact if I have a query about my American Express cashback rate?

To view your American Express cashback rate, log into American Express Online.

You can also download the American Express® App

If you have any questions, American Express Customer Service is ready to assist you 24/7 on 0800 917 8047 or via their Live Chat team through their Online Services.

Is there a maximum monthly spend on the Vitality American Express Credit Card?

When you opened your Credit Card Account, you were given a credit limit which is the maximum amount you can spend. You can find out what your credit limit is by checking the letter we sent you with your new Credit Card attached to it or by checking your balance online at