Private health insurance
- Private healthcare from £1.45 per day1
- Get full cancer cover, including early detection, treatment and recovery
- Get healthy to earn rewards like Apple Watch
What is private health insurance?
Private health insurance gives you fast access to private healthcare - and helps cover the cost. You can:
See a private GP
And avoid lengthy GP and hospital waiting lists.
Access specialist treatment
Including mental health support, cancer care and physiotherapy.
Get treated quickly
Choose where you're treated - and by whom.
Use it alongside the NHS
Anyone with private health insurance can still use public healthcare.
Your core cover
Included in your private health insurance plan:
- Video GP appointments
Speak to a Vitality GP online within 48 hours. - Mental health support
Up to 8 sessions of cognitive behavioural therapy (CBT) or counselling. - Cancer treatment
The latest treatment and technologies. Plus assessments and preventative support. - Private physiotherapy
Up to 6 physiotherapy sessions within our Priority Physio network.
Boost your cover
Enhance your cover. Choose from our cover options:
- Out-patient cover
This pays for tests, consultations and treatment - when you don't need to be admitted to hospital. Plus get unlimited physio through our Priority Physio network. - Mental health cover
Get unlimited cognitive behavioural therapy (CBT) or counselling sessions. - Optical, dental and hearing cover
Helps pay for eye, dental and hearing care. - Worldwide travel cover
Health insurance for emergency medical care while you're abroad. - Therapies Cover
Covers alternative therapies like acupuncture.
Important plan documents
To see the full list of exclusions and what’s included in your cover, take a look through our health insurance plan documents:
1From £1.45 a day price is based on the following criteria: a 35-year-old, based in Peterborough.
Plan start date 1st February 2024. Full medical underwriting, Consultant Select hospital option. £250 excess and £500 Out-patient benefit and includes Insurance Premium Tax (IPT).
Join 1.7 million Vitality members
See what our members think
Don't just take our word for it
A massive weight off my shoulders
I noticed that there were some significant changes in my vision of my left eye. I called Vitality - and got through straight away. From there it was all very quick. I saw a consultant in London the next day. The day after I was being operated on. It was a massive weight off my shoulders.
How much does private health insurance cost?
Our health insurance starts from £1.45 a day 1. How much you pay depends on:
- Your age and where you live
- Your current health and wellbeing - like if you smoke
- If you want to add dependents to your plan
- How you choose to customise your cover.
Your plan, your way with Vitality
Customise your cover to meet your needs and budget. You can:
Choose where you're treated
Select which hospitals you'd like to be treated at.
Set your excess
Choose how much you want to pay per claim each plan year.
Boost your cover
You can enhance your existing cover and add on cover options.
Get active
The healthier you are, the lower your premiums could be.
Ready to get started?
Speak to an expert adviser on 0808 291 6913* or get a quote online.
* Call centre opening hours: Monday to Thursday 9am - 8pm, Friday 9am - 6pm.
Saturday 10am - 2pm, Sundays closed.
How private health insurance works
You can do it all on your phone
Pay monthly
You can pay your monthly premium by Direct Debit
See a GP if you're unwell
Or you can refer yourself to us for certain conditions.
Make a claim
If you need to see a specialist or get treatment, you can make a claim online.
We pay the bill
If your claim is approved, you can receive treatment - and we'll pay the bill*
*In some circumstances, you may need to pay your excess
