Life insurance for every life stage
Life insurance
Pays out a tax-free lump sum to your loved ones when you die, or to you if you become terminally ill.
- Term life insurance pays out if you die during the policy term
- Whole of life insurance pays out to your family when you pass away
- Joint life insurance is cover for you and your partner.
More plan details:
- Premiums start from £5 a month
- Choose a cover amount between £10,000 (£5,000 for Whole of life) and £18 million
- Minimum age you need to be to buy a plan - 16
- Maximum age to buy a plan - 74 (84 for Whole of life)
- Plan must end by your 90th birthday (Term plans only)
- Add extra protection like, Serious Illness Cover, income protection insurance, mortgage protection insurance.
- Includes access to partner discounts and rewards.
Serious Illness Cover
You can add Serious Illness Cover to a life insurance plan or buy as a standalone plan.
It pays out a lump sum if you’re diagnosed with a serious illness we cover.
- The amount we pay reflects the severity of the condition
- We cover more conditions than any other insurer, including 60 unique conditions1
- Claim multiple times, up to three times your level of cover
- Dementia and FrailCare cover included as standard for qualifying plans
More plan details:
- Premiums start from £5 a month
- Choose a cover amount between £10,000 to £3 million
- Minimum age you need to be to buy a plan - 16
- Maximum age you can be to buy a plan - 69
- Plan must end by your 75th birthday
- Includes access to partner discounts and rewards.
Income protection insurance
It pays out a tax-free monthly income if you can’t work due to injury or illness.
Income protection insurance helps ensure your financial security during your lifetime.
More plan details
- Premiums start from £5 a month
- Choose a cover amount between £250 and £16,666.67 per month
- Minimum age you need to be to buy a plan - 16
- Maximum age you can be to buy a plan - 59
- Plan must end by your 70th birthday
- Includes access to partner discounts and rewards.
You can also boost your payout by up to 20% for six months if you member engage with the Vitality Programme.
Mortgage protection insurance
Pays off your mortgage, or any other loans if you become terminally ill or die during the policy term.
It means your family can pay off any remaining debt and have one less thing to worry about.
- Premiums start from £5 a month
- Choose a cover amount between £50,000 and £18,000,000
- Minimum age you need to be to buy a plan - 16
- Maximum age you can be to buy a plan - 74
- Plan must end by your 90th birthday
- Includes access to partner discounts and rewards.
Call centre opening hours:
Closed: Sunday and bank holidays.
Call charge information
Get rewarded with Vitality
Our health and life cover comes with great rewards that help you stay healthy. Because we want you to feel your best.
You get:
- Tools to understand your health. So you can identify risks early and get tips to improve.
- Discounts at top brands - like on a gym membership and fitness trackers - to help you get healthy.
- Rewards for staying active - like discounts on hotel bookings and cashback on healthy food. And, choose your own rewards every week in the Vitality UK app