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Compare life insurance options

Life insurance for every life stage

Whether you’re married, retired or starting a family, we offer a range of life insurance plans to suit your needs. Look at what we offer below, and find the plan that’s right for you.

Speak to one of our financial advisers for no-obligation advice

Call us on 0808 159 2053 or get a quote.

Your options at-a-glance

Life insurance pays out a tax-free lump sum to your loved ones when you die, or to you if you become terminally ill. 
  • Term life insurance pays out if you die during the policy term
  • Whole of life insurance pays out to your family when you pass away
  • Joint life insurance is cover for you and your partner.
More plan details:
More on life insurance

You can add Serious Illness Cover to a life insurance plan or buy as a standalone plan. It pays out a lump sum if you’re diagnosed with a serious illness we cover.

  • The amount we pay reflects the severity of the condition
  • We cover more conditions than any other insurer, including 60 unique conditions1
  • Claim multiple times, up to three times your level of cover
  • Dementia and FrailCare cover included as standard for qualifying plans

More plan details:

  • Premiums start from £5 a month
  • Choose a cover amount between £10,000 to £3 million
  • Minimum age you need to be to buy a plan - 17
  • Maximum age you can be to buy a plan - 65
  • Plan expires at age 70
  • Includes access to partner discounts and rewards.
More on Serious Illness Cover

Income protection insurance helps ensure your financial security during your lifetime. It pays out a tax-free monthly income if you can’t work due to injury or illness.

More plan details:

  • Premiums start from £5 a month
  •  Choose a cover amount between £250 and £16,666.67 per month
  • Minimum age you need to be to buy a plan - 17
  • Maximum age you can be to buy a plan - 60
  • Plan expires at age 70
  • Includes access to partner discounts and rewards.

You can also boost your payout by up to 20% for six months if you member engage with the Vitality Programme.

More on income protection insurance

This type of protection pays off your mortgage, or any other loans if you become terminally ill or die during the policy term. It means your family can pay off any remaining debt.

More plan details:
  • Premiums start from £5 a month
  • Choose a cover amount between £50,000 and £18,000,000
  • Minimum age you need to be to buy a plan - 17
  • Maximum age you can be to buy a plan - 65
  • Plan expires at age 70
  • Includes access to partner discounts and rewards.
More on mortgage protection insurance
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Discounts and rewards with our individual insurance plans

With an eligible plan, you could get Apple Watch, Virgin Active, Caffè Nero, Garmin and more. Plus, you could boost your rewards and benefits when you buy a qualifying health insurance and life insurance plan.
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Source

1 All plans cover more conditions, Serious Illness Cover 3X has 60 unique conditions - Defaqto 2023